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Car Finance is a better and smarter way to accomplish the need of buying your own vehicle. It is a loan that provides financing about 90 % of the actual car value. One can easily avail this loan by simple and easy loan procedure.
Interest Rates for Car Loan
|New Car Loan Interest Rate (Reducing)||Used Car Loan Interest Rate (Reducing)||Processing Fee|
|10.25%||13.75% Up to 36 Months||0.50%|
|17.20% Above 36 Months|
- Easy monthly repayment options.
- Instantly available.
- Loan Tenure period varies from 5-7 years.
- Affordable interest Rates.
- Easily and quickly available loans.
- No hidden charges.
- Minimum age : 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: For Salaried 1 year in current employment and minimum 2 years of employment / For Self- Employed at least 3 years in business
- Minimum Annual Income: For Salaried Rs 100000 net annual income / For Self- Employed Net profit Rs. 60000 p.a for standard cars and Rs.100000 p.a. for mid-sized and premium cars
- Telephone: Must at residence.
- Proof of Identity: Passport copy, PAN Card, Voters ID card, Driving License( Laminated, Recent, Legible)
- Income Proof: For Salaried Latest salary slip with form 16 / For Self- Employed Latest ITR
- Address Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy PAN Card
- Bank Statement: Last 6 months
Kollam or Quilon is a city and old sea port in Arabian Coast in Kerala. It has gained commercial reputation from the time of Phoenicians and the Romans. The town is known to be mini Kerala gifted with sea, plains, lakes, mountains and rivers. It is a coastal city that lies on the banks of Ashtamudi Lake.
Special Note: Banks do not provide Car Loan to bad credit holder, but one can fulfill their money requirement with Gold Loan easily.
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