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Gold Loan Lucknow
Gold has always held its value in the difficult times. A Gold Loan is a scheme that offers finance to people without having to sell the precious assets. The borrower needs to place gold assets as security with the lender.
Gold Loan Lucknow Interest Rates:
Gold Loan Scheme
Loan Tenure / Period
The rate of Interest (P.A)
12.5 % to 15.5 %
- The borrower gets a flexible repayment structure with a gold loan.
- The processing time takes for approving the loan is lesser than other types of loans. So it is the best option when you need immediate financial help.
- This type of Loan requires less documentation. So it makes the process simple and easy.
- The applicant of the loan is not required to disclose his income or salary. Non-working individuals can also take up a gold loan.
- The interest rate charged by the lenders is much lower when compared to any other type of loans.
Documentation For Gold Loan Lucknow
- Proof of Identity: Passport Copy/ Voters ID card/ Driving License.
- Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof: Passport Copy/Driving License/Banker's verification/cheque.
- 2 passport size photographs.
Additional Documents Required
- Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser (Bank will arrange).
- Income Proof: Salary Certificate and Form No.16.
Features of Gold Loan Lucknow
- Following are the Features of Gold Loan:
- You can avail Loan up to Rs.1 Crore or more & up to 70% of value for any purpose
- You get 100% Safety & Security of your Gold Jewellery
- Get your Loan processed in less than 30 minutes
- Enjoy Anytime Liquidity.
- No EMI, Service only Interest and enjoy the Loan facility
- Lower Interest Rates
- Simple documentation and fast processing.
- Overdraft limit varies depending on the market rate of gold.
- The interest rate is payable the only amount of the overdraft that you use.
How to apply Gold Loan Lucknow?
Visit our website www.dialabank.com we assure you that we will provide you with the lowest interest rate on your gold as compared to others call us 95920-46860 for more details.
Lucknow is a town in India and capital of the Uttar Pradesh state. Lucknow is the administrative head office of Lucknow district and Lucknow. It is also known as the Fantastic Town of the Eastern, Shiraz-i-Hind and The Constantinople of Indian.
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