Gold Loan Siliguri

Major Gold Loan Providers in Siliguri

Gold Loan Siliguri Features

1. You can avail of Loans up to Rs.1 Crore or more & up to 70% of value for any purpose.
2. You get 100% Safety & Security of your Gold Jewelry
3. Get your Loan processed in less than 30 minutes
4. Enjoy Anytime Liquidity.
5. No EMI, Service only Interest and enjoy the Loan facility
6. Lower Interest Rates
7. Simple documentation and fast processing.
8. The overdraft limit varies depending on the market rate of gold.
9. The interest rate is payable, the only amount of the overdraft that you use.

Gold Loan Siliguri Interest Rates – Apr 20 2024

Gold Loan Per Gram For All Major Bank in Siliguri – Apr 20 2024

Gold Loan Eligibility Criteria in Siliguri

Documents for Gold Loan Siliguri

At the time of application the following documents are required:

• Proof of the citizenship of India
• Duly filled application form
• 2 passport-sized photographs
• Applicant’s KYC documents to establish Identity and Address
• Salary/ Income Proof
• Witness Letter in case of illiterate borrowers
• In the case of Agriculture Loan of more than Rs. 1 lac, land proof
• Certificate by the Jewel Appraiser (Bank will arrange)

At the time of disbursement the following documents are required:

• Demand Promissory Note & Demand Promissory Note Take Delivery Letter
• Gold Ornaments Take Delivery Letter
• Arrangement Letter

Eligibility Criteria for Gold Loan Siliguri

1. The age requirements of the individual should be at least 21 years and a maximum of up to 60 years.
2. The applicant should be an Indian National

How to Apply for Gold Loan Siliguri

Online Process to Apply for Gold Loan Siliguri

You can apply for the HDFC Bank Gold Loan at Dialabank. The process is very, very simple and easy. To start, you have to fill a simple form online, which can be done on pc or mobile phone.

After that, you will get a call back from our side. Furthermore, you will get a document to pick up the facility from your doorstep. For more information, you can call on 9878981166.

Dialabank is considered the best platform to apply for a gold loan online. There are so many reasons behind this.

1. First of all, Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
2. The bank has a good reputation among the customers because of its best services.
3. If you apply for a gold loan on Dialabank, you will get a low HDFC Gold Loan Interest Rate.
4. Dialabank provides a document pickup facility from the doorstep of the customer.
5. Dialabank guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online on the website of Dialabank.
6. Less paperwork is required.
7. You will get a high LTV of your gold.
8. Relationship managers are trained enough to guide you in the entire process of Gold Loan.

Offline Process to Apply for Gold Loan Siliguri

The applicant also has an option to avail of a Gold Loan per gram from the nearby branches. To do so, search Gold Loan near me on Google to find out the various option listed there; you can find HDFC bank gold loan listed there too; these are the departments from where you can avail the loan. Then, you will have to visit again and again until the loan approval from these departments. Thus, it can be a very tiring and time-consuming process.

For a better and faster option, avail of a loan from HDFC Gold Loan Branches. As well as to find a branch that is nearby, search Muthoot Gold Loan near me. Google will enlist all the Muthoot Gold Loan Branches near you.

Processing Fees / Prepayment Charges on Gold Loan Siliguri

EMI Gold Loan Scheme with Bullet Repayment Scheme Comparison

CIBIL Score Required for Gold Loan Siliguri

Most institutions require A minimum score of 750 to process your loan application promptly and faster. Every lending institution, be it banks or NBFCs, have its criteria for the minimum CIBIL score required for processing a Personal Loan application in Delhi.

The institutions don’t just look at different parameters and not just the overall score.

They look at the detailed behaviour of the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing of a new loan.

Compare Gold Loan Rate Per Gram and Lowest EMI of All banks in Siliguri