Dena Bank Personal Loan

Dena Bank is one of the earliest banks founded by the family of Devkaran Nanjee on May 26, 1938, under the name Devkaran Nanjee Banking Ltd. It is one of the nationalized Banks in India with a network of over 1100 branches. Its headquarters are in Mumbai, Maharashtra. Dena Bank offers personal loan at contentious interest rates. Bank as one of the major personal loan providers understand the needs of the customers and disburse the loan amount in an hour. The personal loan rates and all other charges are announced to borrower upfront in a transparent manner before sanctioning the loan amount. Hence borrower does not have to worry about the hidden charges and fees on their gold loan.

Personal Loan

An individual credit is a kind of unbound advance and causes you to meet your current money related necessities. You don't, for the most part, need to vow any security or insurance while benefiting an individual advance and your loan specialist furnishes you with the adaptability to utilize the assets according to your need. It can fill in as your answer for dealing with your movement expenses and wedding costs and add the costs of a medicinal crisis, home redesign, obligation union, and others.

Dena Bank Personal Loan is available to:

Govt. /PSU/reputed organization employee of 24 to 55 years of age with at least 2 years of work experience.

Gross monthly income should be at least Rs. 15,000/-. Income of any other earning member (co-applicants) can be clubbed for enhanced eligibility.


Personal Loan Interest Rates

   Documents & Eligibility Criteria for Personal Loan   

   Features and Benefits of Personal Loan   



Dena Suvidha Personal Loan Scheme: Loan amount

Minimum- Rs. 15,000/-

Maximum- Rs. 1 lakh or 9 times the net monthly income whichever is less


Dena Suvidha Personal Loan Scheme: Rate Of Interest and Processing Charges

Base Personal Loan Interest Rates - 09.45% w.e.f  02.02.2011

BPLR - 14.50%

1% of the loan amount

Special Note: We do not provide Personal Loan to bad credit holder, but you can fulfill your money requirement with Gold Loan easily.


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