Citibank Credit Cards

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Citibank Credit Cards

Top 6 Citibank Credit Cards in India

Credit Card Name

Annual Fee

Category

Minimum Annual Income

Citibank Rewards Credit Card Rs. 1,000 Shopping Rs.3 Lakhs p.a
Citibank Premium Miles Credit Card Rs. 3,000 Travel Rs.3 Lakhs p.a
Indian Oil Citi Credit Card Rs. 1,000 Fuel Rs.3 Lakhs p.a
Citibank Cashback Credit Card Rs. 500 Cashback Rs.3 Lakhs p.a
Citibank Prestige Credit Card Rs. 20,000 Lifestyle N/A
First Citizen Citi Credit Card Rs. 500 Shopping N/A

Citibank Credit Cards Categories

Considering the needs of the customer, Citibank provides its customers with a wide range of benefits when it comes to shopping, cashback, lifestyle, fuel, and traveling. Following are the Citibank Credit Cards Categories.

Fuel Credit Cards From Citibank

These cards are suitable for customers who have major expenses on fuel, travels multiple times in a year, and who prefer savings or rewards on their trips.

Apply for Citibank Indian Oil Credit Card

Citibank Credit Cards

Rewards Credit Cards from Citibank

These credit cards are suitable for customers who prefer extra points on departmental store expenses, shopping, and other gift voucher and redeemable points which can be used to pay bills.

  1. Citibank Rewards Credit Card
  2. Citibank Rewards Domestic Credit Card
  3. First Citizen Citi Credit Card

Apply for Citibank Rewards Credit Card

Citibank Credit Cards

Travel Credit Cards from Citibank

These cards are suitable for customers who frequently travel on domestic fights and who prefer to convert reward points as Airmiles, book air tickets, and hotel bookings.

  1. Citi Premium Miles Credit Card

Apply for Citibank Premium Miles Credit Card

Citibank Credit Cards

 

Citibank Credit Cards Eligibility Criteria

Bank has set different criteria for various Credit Cards available in the range. The Citibank Credit Cards Eligibility Criteria is as follows.

Eligibility criteria For Citibank Bank Credit Cards

Minimum Age 21 Years
Maximum Age  65 Years
Income Minimum Annual Income Rs.3 Lakhs

Citibank Credit Cards Documents Required

Address Proof

Identity Proof

Income Proof

  • Aadhaar card
  • Driver’s License
  • Passport
  • Ration Card
  • job card issued by NREGA
  • PAN Card
  • Aadhaar card
  • Driver’s License
  • Passport
  • Voter’s ID
  • Latest one or 2 salary slip (not more than 3 months old)
  •  Form 16
  • Last 3 months’ bank statement
  • Audited financials for the last two years (for self-employed)

How to apply for Citibank Credit Cards

Applying for a credit card online is a very simple process. Just follow the steps mentioned below to enjoy a hassle-free experience:

  • Visit our website Dialabank.
  • Fill in your name, income, location, and select a credit card from the options given.
  • Find your preferred Citibank Credit Card.
  • Check if you are eligible or not.
  • If you are eligible then you can complete the online application process.

Reward Points offered on Citibank Credit Cards

Name of the card

Rewards Points offer on Card

Citibank Rewards Credit Card Get 1 reward point on every purchase of Rs.125
Indian Oil Citi Credit Card Get 1 reward point on every purchase of Rs.150
Citibank Prestige Credit Card Get 2 Rewards Points on every purchase Rs. 100 on International transactions
First Citizen Citi Credit Card Get 1 reward point on every purchase of Rs.100

 

Detailed features and benefits of the 

Citibank Rewards Credit Card

Citibank Rewards Credit Card
Key highlights Concierge services, Dining privileges, EMI privileges
Joining Fee Rs. 1000
Renewal Fee Rs. 1000
Joining Bonus 
  • Get 1500 bonus points on first spending within 30 days of issuance
  • Get 1000 bonus points on first spending within 60 days of issuance
Suitable for People who frequently shop using credit cards and would want to collect points to redeem as gift vouchers.
Features and benefits
  •  Get up to 15% on dining bills at over 2000 dining outlets.
  • EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains, and e-retailers.
  • Get extra security as the card is equipped with an EMV chip.
  • Pay credit card bills with rewards points.
Reward redemption option
  • SMS Online and in-store 
  • Vouchers
  • AirMiles
  • Cashback

Citibank PremiumMiles Credit Card

Citibank PremiumMiles Credit Card
Key highlights EMI privileges, AirMiles, instant SMS points redemption
Joining Fee Rs. 3,000
Renewal Fee Rs. 3,000
Joining Bonus 
  • Get 10000 miles on the first transaction of Rs. 1,000 within 60 days of card booking.
Suitable for People who frequent domestic traveler and would want to collect points to redeem as air miles.
Features and benefits
  •  Get up to 15% on dining bills across the country with partner restaurants.
  • Access to lounge facilities across India.
  • EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains, and e-retailers.
  • Get 3000 miles on every annual card renewal
  • Pay credit card bills with rewards points.
Reward redemption option
  • Instant redemption via SMS to plan your complete holiday online
  • Use your miles to book flight tickets
  • Transferring to loyalty account membership
  • Redeem your Miles instantly via SMS with our preferred partners like yatra, goibibo, go indigo, MakeMyTrip
  • Vouchers and merchandise from premium luxury and electronic brands on the Citibank Online catalog.

IndianOil Citi Credit Card

IndianOil Citi Credit Card
Key Highlights Concierge Services, Dining Privileges, EMI Privileges, Various rewards redemption options (Turbo Points)
Joining Fee Nil for the first year
Renewal Fee Rs. 1000
Joining Bonus 
  • Get Rs.250 worth free fuel on first spent within 30 days of issuance
Suitable for People who want to save more on fuel expenses and receive rewards on your fuel expenses
Features and benefits
  • Get 4 Turbo points on every Rs. 150 spent on fuel at IndianOil outlets.
  • Get 2 Turbo points for every Rs.150 spent at grocery stores and supermarkets. 
  • Get up to 71 l free fuel on redeeming Turbo points annually.
  • Get up to 15% on dining bills at over 2000 dining outlets.
Reward redemption option
  • Vouchers
  • AirMiles
  • Cashback
  • Redeem your points instantly via SMS at leading e-commerce websites

Citibank Cashback Credit Card

Citibank Cashback Credit Card
Key Highlights Cashback, Dining privileges, shopping offers
Joining Fee Rs. 500
Renewal Fee Rs. 500
Joining Bonus  Nil
Suitable for People who frequently shop using credit cards and would want to collect points to redeem as gift vouchers and cashback.
Features and benefits
  • Get 5% cashback on movie tickets, telephone bills, and on all utility bills.

  • Get 0.5% cashback on all other spendings.

  • Avail savings and offers on over 100+ stores.

  • Get up to 15% on dining bills at over 2000 dining outlets.

  • EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains, and e-retailers. 

  • Automated statement credit as soon as you get Rs. 500 as cashback credit.

Reward redemption option
  • Cashback redemption in multiples of Rs. 500.
  • Automatically credited as soon as you get Rs. 500 cashback.

Citibank Prestige Credit Card

Citibank Prestige Credit Card
Key highlights Golf benefits, lounge access, various travel, and hotel benefits.
Joining Fee Rs. 20,000
Renewal Fee Rs. 20,000
Joining Bonus 

Get 10,000 bonus air miles and vouchers worth Rs 10,000 from Taj Group or ITC Hotels, every year

Suitable for People who frequently make travel and hotel bookings and also prefer exquisite and luxurious benefits.
Features and benefits
  • EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains, and e-retailers.
  • Complimentary one-night stay, on minimum booking of 4 nights, at exquisite properties across the world.
  • Get access at some of the most picturesque golf destinations; 3 complimentary green fees at selected courses
  • Get a 15% discount on your dining bills at over 2,000 dining outlets.
Reward redemption option
  • Convert reward points to gift vouchers of leading brands, gadgets, and more.
  • Transfer reward points to loyalty programs of leading airlines like Etihad Airways, Malaysia Airlines, Jet Airways, British Airlines, and more.
  • Transfer reward points at luxury hotels like Taj Hotels and IHG.

First Citizen Citi Credit Card

First Citizen Citi Credit Card
Key highlights Annual fee waiver, Dining privileges, 
Joining Fee Rs. 500
Renewal Fee Rs. 500
Joining Bonus 
  • Get 500 first citizen reward points on the first spending of Rs. 300 within 30 days of issuance
  • Welcome vouchers worth Rs. 2050 redeemable at Shopper’s Stop and Home Stop.
Suitable for People who frequently shop using credit cards and would want to collect points to redeem as gift vouchers. People who shop frequently on Shopper’s Stop would also find many offers.
Features and benefits
  •  Instant reward redemption at Shopper’s Stop 
  • Annual fee waived on spending Rs. 30,000 in a membership year.
  • Get up to 15% on dining bills at over 2000 dining outlets.
  • Get 1% reversal on fuel surcharge on purchases at IndiaOil outlets
  • Earn 7 First Citizen Points per Rs. 100 spent at Shoppers Stop for private label brands; spent elsewhere
Reward redemption option
  • Redeem Points as vouchers.
  • Instantly redeem your First Citizen Reward Points to shop (in-store and online).

 

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