Car Loan Dakshin Dinajpur

Best Banks for Car Loan in Dakshin Dinajpur

Car Loan Dakshin Dinajpur Features

⍟ Loan Approval in 30 Minutes
⍟ Lowest Rate of Interest
⍟ Up to 100% on Road Loan
⍟ Minimum Documentation
⍟ Paperless Process
⍟ Flexible Repayment
⍟ Zero Foreclosure
⍟ 24 x 7 Online Payment Facility
⍟ No Hidden Charges

Car Loan Dakshin Dinajpur Eligibility Criteria

Car Loan Dakshin Dinajpur EMI Calculator

Car Loan Dakshin Dinajpur Fees & Charges

Charges	New Car Loan	Used Car Loan
Interest Rate	7.35% per annum	11.80% p.a. to 13.80% p.a.
Car loan Processing fees	0.5%	0.5%
Issuance of Duplicate Repayment Schedule Charges	Around Rs.500	Around Rs.500
Foreclosure Charges	0.06	0.06
Penal Interest	2% PM	2% PM
Car loan Part Payment charges	6% of the amount	6% of the amount
Cheque/Instrument Swap Charge	Around Rs.500	Around Rs.500
Documentation Charge	Around Rs. 500	Around Rs. 500
Issuance of Duplicate No Dues Certificate Charges	Around Rs. 500	Around Rs. 500
Registration Certification Collection Charge	Around Rs. 200	Around Rs. 200
Cheque Bounce/Instrument Return Charges	Around Rs. 500	Around Rs. 500
Issuance of Duplicate Statement Charges	Around Rs. 500	Around Rs. 500
Loan Cancellation/Re-booking Charges	Around Rs. 1000	Around Rs. 1000
Issuance of Credit Report	Around Rs. 50	Around Rs. 50

Car Loan Dakshin Dinajpur Fees and Charges : Leading Banks – Apr 17 2024

Bank	Processing Fee	Prepayment Charges
HDFC Bank Car Loan	(1999 - 4999) + Tax	2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan	1 % to 2.50%	Nil
Private Bank Car Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 36 months
SBI Car Loan	500/- to 0.50%	Nil
Kotak Car Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan	Nil	Nil
Muthoot Car Loan	Nil	Nil
Manappauram Car Loan	Nil	Nil
PNB Car Loan	0.70% to 1%	Nil
Canara Bank Car Loan	0.01	Nil
Andhra Bank Car Loan	Nil	Nil

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Dakshin Dinajpur Documents Required

How to Apply for a Car Loan in Dakshin Dinajpur?

Availing of a car loan in Dakshin Dinajpur is a very easy process when done through Dialabank. You just have to follow the few steps given below to do so :

• Visit our official website Dialabank
• Select the car loan option on the menubar.
• Fill in your details regarding the car type and personal income
• Kindly be patient as our customer service professional will soon contact you on the number that you provided
• You can also contact our relationship managers directly on 9878981166 in case of any queries or just for gaining insight regarding the loan
• For getting a car loan offline, you will have to visit the branch in person, which might turn to be hectic and tedious eventually

Which Bank in Dakshin Dinajpur Offers the Best Car Loans?

Many big banks and NBFCs, including HDFC, Private, and SBI, offer vehicle loans in Dagavadiya. Car Loans are secured against the car itself and hence save you the trouble of leveraging any other asset such as property or ornaments that you might possess. One must never have to rethink their decision of buying the car on loan in your region. Taking a car loan means that the individual will retain the vehicle once the loan is repaid in full, which would also add to his/her credit history.

Car Loan for Major Car Manufacturers in Dakshin Dinajpur

TABLE WILL APPEAR

Processing Fees / Prepayment Charges on Car Loan Dakshin Dinajpur

CIBIL Score Required for Car Loan in Dakshin Dinajpur

Lenders usually prefer a CIBIL score of 750 or above, but in case of a low CIBIL score than the required value, the borrowers will be required to pay a high rate interest rate on their loan amount. Although, If their CIBIL score is good, then they have to pay a low rate of interest. Thus, a CIBIL score is an important factor in a car loaned, then you may have to pay a low rate of interest.

Car Loan Dakshin Dinajpur Contact Number

In case of any queries regarding the car loan in Dakor, you may contact on the number 9878981166 for any assistance.

Pre Calculated EMI Table for Car Loan Dakshin Dinajpur

About Dakshin Dinajpur

Dakshin Dinajpur, or South Dakshin Dinajpur, is a district in the Indian state of West Bengal, India. It was created on 1 April 1992 by the division of the erstwhile West Dakshin Dinajpur District. The Headquarters (Sadar) of the district is at Balurghat. It comprises two subdivisions: Balurghat and Gangarampur at Buniadpur. According to the 2011 population, it is the third least populous district of West Bengal.

FAQ’s About Dakshin Dinajpur Car Loan

✅ What kinds of vehicles can one purchase using a car loan?

Car loans/auto loans can be used to buy a number of passenger vehicles, including MUVs, SUVs, and many other types of automobiles. A vehicle for business purposes and tractors, trucks, and even construction equipment loans can be availed from select lenders.

✅ Is it possible to get a loan on my current vehicle?

Yes, provided you have a strong payment record with your current lending institution, many pf them will grant you a loan on your current automobile.

✅ What all options do I have for re-paying my car loan?

Standing Instruction (SI), Electronic Clearing Service (ECS), and Post-Dated Cheques (PDCs) are three options for repaying your loan (PDCs). Generally, we advise that you repay your loan amount using the 1st two options as they are faster and have lower risks involving error, which is not the same for PDCs.

✅ Do I need a guarantor for a car loan?

Most lenders do not ask for a guarantor to be present while taking a car loan. However, if your annual income is below the required minimum, lenders might ask you to provide a co-applicant or guarantor to demonstrate your credibility.