Best Banks for Car Loan in Betul
Car Loan Betul Features
Buying cars is the majority of people’s dreams. But due to financial problems, due to weak financials, many were stopping to buy. Here is the best way of getting a car loan. You just apply for the car loan through Dialabank. If your CIBIL score is good then you will avail of a good rate of interest and also you will get a high loan tenure duration for loan repayment. All the banks and NBFCs are ready to provide car loan. you can get the loan amount for the Ex-showroom price and also, if required you will get a loan for an on-road price also.
Some key features of car loan in Betul are the following:
- Easy monthly repayment options are convenient for you.
- You will get a car loan instantly.
- Loan Tenure Duration varies from 1-7 years
- There is a provision of affordable interest rates provides to fulfill your desires.
- There are no hidden or additional charges for car loan applications and further assistance.
Car Loan Betul Interest Rates
Bank
Processing Fee
HDFC Bank Car Loan
(1999 - 4999) + Tax
Axis Bank Car Loan
1 % to 2.50%
Nil
Private Bank Car Loan
0.25% to 1.50%
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
0.01
Nil
Andhra Bank Car Loan
Nil
Nil
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Betul Documents Required
Documents required for car loan are as followed:
For Salaried Individuals:
- Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: Latest 3-month salary slip with form 16
- Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
For Self Employed Individuals:
- Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: Latest ITR
- Address Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
Car Loan Betul Eligibility Criteria
The car loan eligibility requirements are as followed in Betul:
For Salaried Applicants
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: 1 year in current employment and a minimum of 2 years of employment
- Minimum Annual Income: Rs.100000 net annual income
For Self-Employed Applicants
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: At least 3 years in business
- Minimum Annual Income: Net profit Rs. 60000 per annum for standard cars and Rs.100000 per annum for mid-sized and premium cars
Car Loan for Major Car Manufacturers in Betul
TABLE WILL APPEAR
Processing Fees / Prepayment Charges on Car Loan in Betul
Category
Details
Processing Charges
Prepayment
Preclosure
Stamp Duty
Cheque Bounce Chgs
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Car Loan in Betul
Every financial institution has its criteria for the CIBIL score required for processing the Car Loan application in Betul so that they can minimize the risk of lending to the customer. Most institutions require a minimum score of CIBIL of 750 or above to process your loan application. Also having a good CIBIL score helps to loans at a cheaper rate of interest.
The institutions don’t just look at the overall score but also examine the detailed behavior on the previous loans that you have taken. This includes details on the type of loan you have taken and the loan amount borrowed. Any delayed payments for previous loans can create a hurdle to your availing a fresh loan.
Car Loan Betul Agent Contact Number
You can avail of a Car Loan Betul easily from Dialabank by contacting the number 9878981166.
Pre Calculated EMI Table for Car Loan Betul
Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466
Car Loan EMI Calculator Betul
About Betul
Betul is a district and municipality in southern Madhya Pradesh, India. It is the administrative center of its eponymous district and forms the southernmost part of the Bhopal Division in the Betul (Lok Sabha constituency). Bhimpur village, located 45 km west of Betul, is the site of the proposed 2800 MW Nuclear Power plant.
During the 2011 Indian census, Betul had a population of 103,330.
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