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Citibank Personal Loan

Citibank is one of the oldest banks. It was founded in 1812. It is a multinational bank that provides you so many financial products to the consumers. It is a subsidiary of Citigroup. The bank deals with the loans, insurances, credit cards and line of credit. The personal loan is a major product provided by the bank. A personal loan is also known as an unsecured loan.

Personal Loan

 A personal loan is a kind of loan where the bank provides you an amount to fulfill your personal needs. These can be related to anything in your personal life, the bank won’t ask you the reason to get the loan. It comes in the unsecured loans as there is no need of any collateral in the Citibank personal loan. it depends on your credit history, your income and your promise to return the loan back.


You can use this amount of loan according to your need. Bank won’t put any restriction on the use of this loan amount. You can use this amount anywhere. Let us discuss some common reasons for the usage of personal loan.

  1. Most common reason to get a personal loan is a wedding. Everyone wants to make their wedding day very special, sometimes it needs money more than our savings. In this case, people can get a personal loan, and make you your wedding day beautiful.
  2. In the case of a medical emergency, you can use this amount of loan.
  3. After that to pay your pending credit card bills you can use this amount of loan.
  4. Besides this, you can use this amount to boost your business or to get help in your agricultural activities as well.
  5. Education can be a reason to get a personal loan.
  6. A second-hand car can also be bought by this amount of money.


Before applying for personal loan, check following




Why Should You Choose a Citibank Personal Loan?

Citibank, as told above, is a leading bank in the country. The bank has a large number of products and services for the customers. It made a net profit of about 1,922 crores this financial year, ended March 31st. The bank provides personal loans to the people. There are many advantages to taking a personal loan from Citibank such as:

  1. They provide personal loans to the people for up to a number of Rs. 25 Lakhs.
  2. Loan approval within 48 hours.
  3. Flexible loan repayment up to a duration of 60 months.
  4. No collateral or guarantor needed to be provided.


Benefits of Citibank Personal Loan

  1. Simplified documentation procedure without any collateral requirement.
  2. Charge interest rates between 15.00% to 20.00% p.a. while processing charges are 2.5% of the loan amount that is sanctioned.
  3. Loan for Salaried Employees as well as Loans for self-employed professionals is also available.
  4. Special top-up loans for existing Citibank customers who have done timely repayment of a loan for 6 months of the loan duration.


Comparing the interest rates that are charged on the personal loan deals is important before applying. This is because there are so many banks and financial institutions that provide these loans. Personal loans can be applied for many reasons, such as marriage expenses, education expenses, debt consolidation, for purchasing an electronic gadget and many more. One does not need to enlist the reason for taking the loan to the bank.

Features of Citibank Personal Loan

  1. Amount: Up to 25 Lacs
  2. Interest Rates: 14.25% to 19%
  3. Tenure: 12 to 60 months


Personal Loan


Leading personal loan providers (Click to Apply)

  1. HDFC Personal Loan
  2. Axis Bank Personal Loan
  3. PNB Personal Loan
  4. Fullerton India Personal Loan
  5. SBI Personal Loan
  6. ICICI Bank Personal Loan
  7. Bandhan Bank Personal Loan
  8. Bank of Baroda Personal Loan

Personal Loan Calculator Personal Loan Interest Rates
Personal Loan Calculator Personal Loan Interest Rates

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