Best Banks for Car Loan in Kawardha
Car Loan Kawardha Features
Seeking a dream to purchase of your own car? But don’t have enough money? We have the best solution for you. We Dialabank India’s first financial services, which helps customers to compare, analyze and choose the best possible loan.
Car loans can be availed by any individual who has a stable source of income with a decent credit history. Banks do not have any restrictions on any brand of a car. The amount of loan sanctioned depends upon various factors such as your profile, type of car, etc.
To avoid any hassle and wastage of time, visit DialaBank to get a fast loan disbursal.
Car Loan Kawardha Interest Rates
Bank
Processing Fee
HDFC Bank Car Loan
(1999 - 4999) + Tax
Axis Bank Car Loan
1 % to 2.50%
Nil
Private Bank Car Loan
0.25% to 1.50%
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
0.01
Nil
Andhra Bank Car Loan
Nil
Nil
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Kawardha Documents Required
Documents required for car loan are as followed:
For Salaried Individuals:
- Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: Latest 3-month salary slip with form 16
- Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
For Self Employed Individuals:
- Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: Latest ITR
- Address Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
Car Loan Kawardha Eligibility Criteria
The car loan eligibility requirements are as followed:
For Salaried Applicants
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: 1 year in current employment and a minimum of 2 years of employment
- Minimum Annual Income: Rs.100000 net annual income
For Self-Employed Applicants
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: At least 3 years in business
- Minimum Annual Income: Net profit Rs. 60000 per annum for standard cars and Rs.100000 per annum for mid-sized and premium cars
Car Loan for Major Car Manufacturers in Kawardha
TABLE WILL APPEAR Apply for a Car LoanProcessing Fees / Prepayment Charges on Car Loan Kawardha
Category
Details
Processing Charges
Prepayment
Preclosure
Stamp Duty
Cheque Bounce Chgs
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Car Loan in Kawardha
CIBIL score is regarded as an essential aspect in the process of loan approval. Various lending institutions have different criteria for minimum CIBIL score for loan approval. Generally, a score above 750 is considered to be decent. CIBIL score denotes your previous lending and repayment behaviour. Hence, it is important to clear all the dues and maintain a decent score in order to avoid any hassle later on in future.
Car Loan Kawardha Agent Contact Number
To avail instant car loans you can visit our website or call on 9878981166 or visit our website DialaBank to get personalized assistance. Our executives are well trained and will assist you in the best way possible in order to provide you with a deal most suited for you.
Pre Calculated EMI Table for Car Loan Kawardha
Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466
Car Loan EMI Calculator Kawardha
About Kawardha
Kawardha is a municipality city in Kabirdham district in the Indian state of Chhattisgarh. The place is also known for the temple of Bhoramdeo. As per the census of 2011 of India, Kawardha had a population of 44,205. The state consists of hill and forest and has an average elevation of 353 meters.
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