Gold Loan Gadag

AT 0.75%* INTEREST RATE
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Gold Loan Gadag

Major Gold Loan Providers in Gadag

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Gadag Features

gold loan gadagYour gold is an asset that can help you during a financial crunch or when you are in need of urgent lumpsum money in hand. A gold loan is a type of secured loan in which gold is kept as collateral security in exchange for monetary help.
 
Many banks and NBFCs in India offer this financial service that can be easily availed by anyone.
 
    • You can avail Loan up to Rs.1 Crore or more & up to 70% of value for any purpose
    • You get 100% Safety & Security of your Gold Jewelry
    • Get your Loan processed in less than 30 minutes
    • Enjoy Anytime Liquidity.
    • No EMI, Service only Interest and enjoy the Loan facility
    • Lower best Gold loan Interest Rate
    • Simple documentation and fast processing.
    • The overdraft limit varies depending on the market rate of gold.
    • The interest rate is payable the only amount of the overdraft that you use.

Gold Loan Gadag Interest Rates

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
Private Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

Documents for Gold Loan Gadag

    1. 2 passport size photographs.
    2. Any form of proof of identity (Passport Copy/ Voters ID card/ Driving License/Aadhaar card).
    3. Any form of Address Proof (Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate).
    4. Any form of Signature Proof (Passport Copy/Driving License/Banker’s verification/cheque).

Additional Documents Required for Gold Loan Gadag

    1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
    2. A Demand Promissory Note.
    3. Certificate by the Jewel Appraiser (Bank will arrange).
    4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Gadag

    1. The applicant must be at least 21 years old.
    2. The applicant should not be more than 60 years of age.
    3. The applicant must have Indian nationality.

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How to Apply for Gold Loan Gadag

Online Process to Apply for Gold Loan Gadag

To apply for a Gold Loan Gadag, Applicants don’t need to visit the bank’s branch as applicants can apply for it online at DialaBank.com. The process is very easy & handy. This involves only a few steps:

    • Fill the form.
    • Relationship Manager Will Call applicant in Next 2 Working Hours.
    • Compare best gold loan offers from several banks and NBFCs on the DialaBank website.
    • Check the eligibility and View the best offers available.
    • Select the desired bank or keep in contact with the Relationship Manager of DialaBank for more assistance.
    • After selecting the bank, fill out a form to process the loan application.
    • Upload all the documents or schedule document pickup from home or office.
    • After your documents are verified, the bank’s executive will give the applicant a verification call.
    • The amount will get disbursed to the applicant’s account within 3-5 working days if the loan gets approved.
Offline Process to Apply for Gold Loan Gadag

The applicant also has an option to avail of a Gold Loan rate per gram from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the neighbouring departments from where you can avail of the loan. Then, you will have to visit again and again until the loan approval.

Thus, it can be a very tiring and time-consuming process. You can avail of loans from Gold Loan Branches. As well as to find a branch that is nearby, search Gold Loan near me. Google will enlist all the Gold Loan Branches near you.

Processing Fees / Prepayment Charges on Gold Loan Gadag

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Gadag

You can improve your CIBIL Score by repaying the Gold Loan Amount on time. No CIBIL score is considered for granting gold loans to the customer.

Gold Loan Gadag Agents

Dialabank is the leading agent for availing Gold Loan in Gadag. You can apply online at www.dialabank.com or give a call at 9878981166

Dialabank helps you to find the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website www.dialabank.com and fill a simple form with your Gold and employment details. Our customer relationship managers will soon get in touch with you.

Gold Loan Gadag Contact Number

Call 9878981166 and get instant help and approval for Gold Loan in Gadag.

Pre Calculated EMI Table for Gold Loan Gadag

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Gadag

Gadag District is a district in the state of Karnataka, India. It was formed in 1997 when it was split from Dharwad District. The first cooperative in India was founded over 100 years ago in Kanaginahal, and K. H. Patil aided in its modernization.