Gold Loan Gokak

Major Gold Loan Providers in Gokak

Gold Loan Gokak Features

In your time of financial crisis, Gold Loan comes to save you from all the stress. Being a secured loan, less documentation is required. You can easily get the loan approval within 48 hours of all the verification as well as the approval process.

Gold Loan Gokak assists customers with financial aids at the best possible interest rates. To get your Gold loan approved, the applicant must stand with a rigid and stable income source as well as a good credit history, which also helps in making the process of verification and loan approval faster.

Moreover, you can get the approval of a loan amount of up to 75 percent of the market price of gold, this is because of the fluctuation in the market value of the gold.

Gold Loan Gokak Interest Rates

Documents for Gold Loan Gokak

1. Proof of Identity requires any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
2. Address Proof requires any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
3. Signature Proof requires any of the following: Passport Copy/Driving License/Banker’s verification/cheque.
4. 2 passport size photos.

Additional Documents Required for Gold Loan Gokak

1. Proof of Land: In Agriculture Loan of over Rs. 1 lac but it is not required for allied agriculture purposes.
2. A Demand Promissory Note.
3. Certification by the Jewel Appraiser (Bank will arrange).
4. Proof of Income: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Gokak

1. The minimum age of the applicant must be 21 years and a maximum of up to 60 years.
2. Indian Nationality is a must.

How to Apply for Gold Loan Gokak

Online Process to Apply for Gold Loan Gokak

You can also apply for the HDFC Bank Gold Loan at Dialabank.

You just need to fill a simple form online.

After the form submission, you will get a call from one of our representatives. Also, you will be provided with a document pick up facility from your doorstep.

For more details, you can call on 9878981144 anytime.

Dialabank is the best platform to apply for the best gold loan online and this is due to the fact that:

1. Dialabank is India’s first financial helpline; it has the most reliable financial services across the country.
2. Dialabank guides the customers without any additional charges for applying for a gold loan online on the Dialabank website.
3. You can also expect a high LTV for your gold.
4. With its best and quick services, the bank stands with a good reputation amongst all the customers.
5. If you choose to apply for a gold loan on Dialabank, you will even enjoy a low HDFC best Gold Loan Interest Rate.
6. For a more convenient process, Dialabank offers a document pickup facility from the doorstep.
7. When you apply for a gold loan rate per gram through the Dialabank website, very little documentation is required.
8. Our Relationship managers are properly trained to assist you in the complete process of Gold Loan.

Offline Process to Apply for Gold Loan Gokak

The applicant also has a choice to get the approval of Gold Loan from the nearby branches. In order to do so, simply search Gold Loan near me on google. A complete list of all the bank branches and finance companies that provide loans near you will appear. After that, you will need to choose them according to your experience and knowledge, but you can skip this boring step by choosing Dialabank that will do it for you and make the process faster and easier.

After that, to apply for the loan you will have to visit several departments. Before your loan gets approved yo will have to visit many times more.

Some banks and finance companies offer a much faster process which includes HDFC Gold Loan branches and Muthoot Gold Loan branches.

You can get gold loans from HDFC Gold Loan Branches as well. If you wish to locate a branch that is nearby, search Muthoot Gold Loan near me. Google will present with all the nearby Muthoot Gold Loan Branches.

Processing Fees / Prepayment Charges on Gold Loan Gokak

CIBIL Score Required for Gold Loan Gokak

A good CIBIL score plays a very important part in the approval of a loan. Mostly all the lending institutes come with criteria of a minimum CIBIL score which is required to process an application of Gold Loan in Gokak. A minimum score of 750 is required to process your application.

Although your CIBIl score is very important in the process, it is not the only criteria as the institutions also consider your behavior in-detail on the previous loans you took. The details also include the type of loan and the borrowed amount. If there is a late payment on your previous loans then it creates difficulty in getting the loan approved. So make sure your CIBIL score is good before applying for a loan.