Major Gold Loan Providers in Datia
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Datia Features
If you are facing a financial crisis? And don’t know what to do next?
A gold loan is something that you might consider right now. To solve all your issues, you can take a Gold loan without investing a lot of time in paperwork or documentation. It is a fast process and might get verified and approved within 48 hours.
Gold Loan Datia ensures to provide financial aid to its customers at affordable interest rates. Though there are pre-requisites in other loans like CIBIL score, steady source of income, and good credit history to get your loan approved. Gold Loan can be approved if you have any gold ornament. Also, if you are applying for Gold Loan online, you can get it approved within minutes.
However, you can get a loan of up to 75 per cent of the market value of gold because of the ever-fluctuating market price of Gold.
Gold Loan Datia Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Datia
- Proof of Identity: any valid Id card such as Voters ID card/ /Aadhaar card/Driving License/Passport Copy/ Any govt. recognized ID.
- Address Proof: any valid address proof Ration card/ Electricity Bill/ Rental bill/ Telephone Bill/Passport copy/Trade license /Shop & Est. License/Sales Tax certificate/ Any other utility bill.
- Signature Proof: Passport Copy/Banker’s verification/Driving License/cheque or any other signature proof.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Datia
- Land Proof: Required if Agriculture related loan is of more than 1 lac. It might not be needed for allied agriculture purposes or activities.
- A Demand Promissory Note of need arises.
- Certificate by the Jewel Appraiser if demanded (To be arranged by Bank).
- Income Proof: Salary Certificate and Form No.16 as per norms and rules
Eligibility Criteria for Gold Loan Datia
- The applicant should not exceed the age of 60 years and should be older than 21 years.
- The applicant should be recognized as an Indian national.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Datia
Online Process to Apply for Gold Loan Datia
You can apply to any of the regular banks through the website of Dialabank. You will need to fill a simple form with some details.
Thereafter, our customer representative will connect with you to assist you further. To fast-track, this process, the document pickup facility from the doorstep of customers makes it easier for verification and approval.
Besides, one can call on 9878981144 to fetch further information.
Dialabank is considered as the most competent platform to apply for a gold loan online because of the following reasons:
- Dialabank is India’s first financial helpline and Pan-India platform for customers to apply for Gold Loan online.
- Dialabank doesn’t charge any additional fees from its customers for applying for gold loans online.
- The borrower will get a high LTV of their gold.
- The bank shares a good reputation with its customers because of its efficient services.
- You will get a low best Gold loan interest rate from other banks if you apply via Dialabank
- The document pick-up facility from the bank will ease the process of verification and approval.
- Easy documentation and minimum paperwork while applying for a gold loan rate per gram through Dialabank.
- Our relationship managers are always available to assist you in the entire process of gold loan approval.
Apply for Gold Loan Datia(Offline Process)
To avail gold loan offline, one can search on Google and find the nearby banks and NBFCs that could provide gold loans. After seeing a list of banks available, one can select one of them and visit them physically to get their approval. But, Dialabank provides you a list of banks and NBFCs in which you can compare and choose the right one without any physical labor.
Since borrowers need to visit banks again and again until the loan gets approved, it is an exhausting process. Alternatively, you can apply for the Gold Loan through Dialabank and get the best value within 24 hours of applying.
Processing Fees / Prepayment Charges on Gold Loan Datia
CIBIL Score Required for Gold Loan Datia
CIBIL score is not a pre-requisite for Gold Loan Datia.
Gold Loan Datia Agents
As a leading and trustable gold loan agent in Datia, Dialabank provides the best services. You can apply on the website of Dialabank or contact 9878981144
By detailed and structured market comparison of different banks and NBFCs, Dialabank helps you in making the right choice without getting involved in the complexities of a gold loan. Visit our website and fill a simple online form with your details. Once it is done, our customer relationship manager will connect with you to help in the process.
Gold Loan Datia Contact Number
To get instant help and approval for Gold Loan in Datia, you can call at 9878981144
Table for Gold Loan Datia(Pre Calculated EMI)
About Datia
In the central Indian state of Madhya Pradesh, Datia is an established district in the northern-central area of Madhya Pradesh. As an ancient town, it has historical importance and was mentioned in the Mahabharata. 69 kilometers away from Gwalior, 325 kilometers south of New Delhi, and 320 kilometers north of Bhopal city. Besides, Datia is famous for its old temples like Shri Pitambara Peeth, Bagalamukhi Devi Temple, and Dhumavati Mai Temple.