Gold Loan Akhnoor

AT 0.75%* INTEREST RATE
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Gold Loan Akhnoor

Major Gold Loan Providers in Akhnoor

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Akhnoor FeaturesJammu

Looking for a secured loan? Nowadays, thousands of financial institutions are available in the market dealing with millions of borrowers. The borrower must head on a suitable deal with an appropriate offer. Gold Loan is the best alternative available with a low gold loan interest rate. So, Dialabank is here to lessen the burden of loan seekers!

Dialabank is here to offer 100% safety and security of your gold jewels. Our premium is calculated on daily reducing balance with minimal documentation as well as easy repayment schemes. There are no hidden/ additional charges and quick loan approval process. So Hurry and get your loan processed in 30 minutes of registration with us!

Gold Loan Akhnoor Interest Rates

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
Private Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

Documents for Gold Loan Akhnoor

  • Identity Proof: Passport Copy/ Voter ID card/ Aadhaar card/ Driving License.
  • Address Proof: Ration card/ Telephone or Electricity Bill/ Rental bill/ Passport copy/ Trade license / Shop License/ Sales Tax certificate.
  • Signature Proof: Passport Copy/ Driving License/ Banker’s verification or Cheque.
  • 2 passport size photographs.

Additional Documents Required for Gold Loan Akhnoor

  • Land Proof (For Agriculture Loan exceeding Rs. 1 lac; not required for allied agriculture purposes).
  • A Demand Promissory Note.
  • Bank will arrange certificate by Jewel Appraiser.
  • Income Proof (Salary Certificate and Form No.16)

Eligibility Criteria for Gold Loan Akhnoor

  • Age limit: 21-60 years
  • Nationality: Indian

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Akhnoor

Online Process to Apply for Gold Loan Akhnoor
  • Apply for the Gold Loan at Dialabank.
  • Fill a simple form online.
  • Get a call back from our representative.
  • Document to pick up facility available from your doorstep.

Dialabank is the best platform to apply for a gold loan online as:

  • We are India’s first financial helpline and provide the best financial services to customers all over India.
  • We charge no additional fee for the online application on our website.
  • Get a high LTV of your gold along with complete security of your jewels.
  • We enjoy a good reputation among our customers because of our reliable services.
  • Apply for a gold loan per gram with us and get the lowest gold loan interest rate.
  • We provide a document pick up facility from your doorstep.
  • Very little paperwork is required to ease the process.
  • Our Relationship Managers are trained thoroughly to serve you in the entire process.

For more information, contact 9878981166.

Offline Process to Apply for Gold Loan Akhnoor

The applicant may also avail the jewel Loan from nearby branches. To do so,

  • Search Gold Loan near me on google.
  • A list of all nearby branches of banks and finance companies will appear.
  • Select them according to your preference and knowledge.
  • Visit those departments and apply for the loan
  • Be prepared to visit many times before than loan gets finally approved!

Some financial institutes where this process can be much faster is HDFC Gold Loan branches and Muthoot Gold Loan branches. Avail loans from HDFC Gold Loan branches. To find a nearby branch, you may search for Muthoot Gold Loan near me. All branches of Muthoot Gold Loan near you will be enlisted.

It  is a piece of cake for you made by Dialabank.

 Prepayment Charges/Processing Fees on Gold Loan Akhnoor

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Akhnoor

For availing the gold loan, having a good CIBIL score is obligatory. That is the reason every lending institution has its criteria for the minimum CIBIL score of 700-750 for processing a Gold Loan application. Not just your CIBIL score, the institutions also look at the detailed behavior on the previous loans taken, which includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to avail a fresh loan. Thus, make sure your CIBIL score is good before applying for a loan.

Gold Loan Akhnoor Agents

One of the leading and most trusted loan agents in India is Dialabank. We help you to find the best-suited alternative by providing a detailed and structured market comparison of different banks. So no need to worry about the complex information and process you have to go through and hence make the right choice with us!

Visit our website to fill a simple form asking for basic details. Afterwards, our Customer Relationship Manager will get in touch with you.

Gold Loan Akhnoor Contact Number

You can apply online at Dialabank or give a call at 9878981166 and get instant help for Gold Loan.

Pre Calculated EMI Table for Gold Loan Akhnoor

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Akhnoor

Akhnoor is a town in Jammu and Kashmir, which is located on the banks of River Chenab. Akhnoor, Chowki Choura, and Khour form three administrative sub-division as well as the educational zones. Some of the famous tourist spots include Akhnoor Fort, Sumah Devta, Jia Pota Ghat, and Indus Valley Civilization. The place is also well known for its archaeological and historical sites.


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Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.