Gold Loan Barara

AT 0.75%* INTEREST RATE
APPLY NOW

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Gold Loan Barara

Major Gold Loan Providers in Barara

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Barara Features

gold loan barara

Gold Loan is the best option available for the loan seekers at very best interest rates. Several financing authorities are available in the market dealing with these Loans. The borrower should go for the best deal with the best offer available.

Following the most suitable offer for Gold Loan rate per gram Barara:

  • Personalized Service: Our trained Relationship Managers will understand your requirements and your profile and help you find the most suitable Gold Loan offer.
  • Rate Comparison: We help you understand the details of all costs involved in taking a Gold Loan and help you find the Cheapest Offer.
  • Research: Benefit from our detailed research on all the products from the leading Gold Loan players in the market and make the right choice.
  • Zero Charges: Dialabank offers personalized service to its customers at zero fees. Use our services to find the right Gold Loan deal at no extra cost.
  • Unbiased and Transparent Search: Our objective is to simplify your Gold Loan search and we provide information in an unbiased and transparent manner.

Apply For Gold Loan

Gold Loan Barara Interest Rates

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
Private Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

Documents for Gold Loan Barara

Required the following important Documents for the Gold Loan Barara:

  • Identity Proof (Passport Copy/ Voters ID card/ Driving License).
  • Proof of Address (Ration card/ Tel, Electricity. Bill/ Rental Agr. / Passport copy/ Trade license /Shop & Est. License/Sales Tax certificate).
  • Signature Verification Proof (Passport Copy/Driving License/Banker’s verification/cheque)
  • 2 passport size photographs.

Eligibility Criteria for Gold Loan Barara

  1. The minimum age of the individual should be 21 years and maximum up to 60 years.
  2. Must be having Indian Nationality.

GOLD LOAN @ 0.75%*

APPLY NOW

+91

How to Apply for Gold Loan Barara

You can apply for the  Gold Loan at Dialabank.

You just have to fill a simple form online.

After that, you will get a call back from our representative. Furthermore, you will get a document to pick up facility from your doorstep.

For more information, you can call on 9878981166 anytime.

Advantages of Taking a Gold Loan Barara

Following are the Best Advantages of Gold Loan Barara:

  • No income and salary criteria- Gold loans do not require any qualifications for the income or salary of the person. So even if you are unemployed and unsalaried you can still avail of a gold loan. This is because you are pledging a valuable asset, gold in return of the money.
  • Available also in case of bad credit history or low-income level.
  • Relatively Lower interest rates- Another advantage of taking a gold loan is that they are available at a low gold loan interest rate, say 12-16% annually in comparison to the personal loans interest rates of 15-26% per annum.
  • You need to repay only the interest- You have the option to pay only the interest during the tenure of the entire gold loan and at the end of tenure, you can pay the entire borrowed amount in a single shot.
  • Total Convenience- The most convenient of all the loans is gold loan because in this all you have to do is pledge your gold with a bank or a private finance institute and the work is done. You can get a loan up to 90% of its market value immediately.
  • Less processing time- No tedious and lengthy documentation is required in case of gold loans, hence it can be resorted to in times of urgent needs. Banks take a few hours in the processing of the gold loan whereas some NBFC’s state that they only take a few minutes for the same task.

Processing Fees / Prepayment Charges on Gold Loan Barara

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Barara

Having a good CIBIL score is a must before applying for a gold loan, that is why every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application in Delhi. Most institutions require a minimum score of 750 to process your loan application.

Not just your CIBIL score, the institutions also look at the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan. So make sure your CIBIL score is good before applying for a loan.

Gold Loan Barara Agents

One of the leading and most trusted gold loan agents in Delhi is Dialabank. You can apply online at www.dialabank.com or give a call at 9878981166

Gold Loan Barara Contact Number

Call 9878981166 and get instant help and approval for Gold Loan in Barara right now.

Pre Calculated EMI Table for Gold Loan Barara

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Barara

Barara is a city municipality and sub-district tehsil and development block in the Ambala district of the Indian state of Haryana.

हिंदी में जानने के लिए यहाँ क्लिक करें:गोल्ड लोन दिल्ली