Gold Loan Ismailabad

AT 0.75%* INTEREST RATE
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Gold Loan Ismailabad

Major Gold Loan Providers in Ismailabad

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Ismailabad Features

Gold Loan is the best option available for loan seekers at the very best interest rates. Several financing authorities are available in the market dealing with these Loans. The borrower should go for the best deal with the best offer available

Following are the Features of Gold Loan Ismailabad:

  1. You can avail of Loan up to Rs.1 Crore & up to 90% of value for any purpose
  2. The overdraft limit varies depending on the market rate of gold.
  3. The interest rate is payable the only amount of the overdraft that you use.
  4. Lower gold loan Interest Rate
  5. You get 100% Safety & Security of your Gold Jewellery / Bars
  6. Get your loan processed in 30 minutes
  7. Enjoy Anytime Liquidity
  8. No EMI, Service only Interest and enjoy the Loan facility
  9. Simple documentation and fast processing.

Gold Loan Ismailabad Interest Rates

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
Private Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

Documents for Gold Loan Ismailabad

Required the following important Documents for the Gold Loan Ismailabad:

    1. Identity Proof: Passport Copy/ Voters ID card/ Driving License
    2. Proof of Address: Ration card/ Tel, Electricity. Bill/ Rental Agr. / Passport copy/ Trade license /Shop & Est. License/Sales Tax certificate
    3. Signature Verification Proof: Passport Copy/Driving License/Banker’s verification/cheque
    4. 2 passport size photographs.

Eligibility Criteria for Gold Loan Ismailabad

  1. The minimum age of the individual should be 21 years and maximum up to 60 years.
  2. Must be having Indian Nationality.

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Ismailabad

Online Process to Apply for Gold Loan Ismailabad

You can apply for the HDFC Bank Gold Loan per gram at Dialabank.

You just have to fill a simple form online.

After that, you will get a call back from our representative. Furthermore, you will get a document to pick up facility from your doorstep.

For more information, you can call on 9878981166 anytime.

Offline Process to Apply for Gold Loan Ismailabad

The applicant also has an option to avail of Gold Loan from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the branches of banks and finance companies providing loans near you. You need to select them according to your preference and knowledge, but Dialabank can do that for you in a quicker and better manner.

Processing Fees / Prepayment Charges on Gold Loan Ismailabad

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Ismailabad

Having a good CIBIL score is a must before applying for a gold loan, that is why every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application in Delhi. Most institutions require a minimum score of 750 to process your loan application.

Not just your CIBIL score, the institutions also look at the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan. So make sure your CIBIL score is good before applying for a loan.

Gold Loan Ismailabad Agents

One of the leading and most trusted gold loan agents in Delhi is Dialabank. You can apply online at www.dialabank.com or give a call at 9878981166

Gold Loan Ismailabad Contact Number

Call 9878981166 and get instant help and approval for Gold Loan in Delhi right now.

Pre Calculated EMI Table for Gold Loan Ismailabad

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Ismailabad

Ismailabad is a town in the Kurukshetra district of Haryana. Communication in the town can be done in Hindi, English, and Punjabi. The gold loans are very popular in the city and banks and NBFCs are going to pay it very easily.

हिंदी में जानने के लिए यहाँ क्लिक करें:गोल्ड लोन दिल्ली