Gold Loan Nangal

AT 0.75%* INTEREST RATE
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Gold Loan Nangal

Major Gold Loan Providers in Nangal

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Nangal Features

Dialabank is the ultimate solution for your financial requirements. Avail Gold loan easily with very few document needs, attractive interest rates, instant loan and complete safety of your jewels.

The gold loan requires a few documents and is approved within 48 hours after all the verification process. We provide financial aid to our customers at easily affordable interest rates. The applicant needs to have a reliable source of income and good credit history to make the verification and loan approval process faster. Furthermore, loan up to 75 per cent of the market value of gold can be availed due to fluctuation in the market price of the gold.

Gold Loan Nangal Interest Rates

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
Private Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

Documents for Gold Loan Nangal

Dialabank

  • Identity Proof: Passport Copy/ Voter ID card/ Aadhaar card/ Driving License.
  • Address Proof: Ration card/ Telephone or Electricity Bill/ Rental bill/ Passport copy/ Trade license / Shop License/ Sales Tax certificate.
  • Signature Proof: Passport Copy/ Driving License/ Banker’s verification or Cheque.
  • 2 passport size photographs.

Additional Documents Required for Gold Loan Nangal

  1. Land Proof (For Agriculture Loan exceeding Rs. 1 lac; not required for allied agriculture purposes).
  2. A Demand Promissory Note.
  3. Certificate by Jewel Appraiser (Bank will arrange).
  4. Income Proof (Salary Certificate and Form No.16)

Eligibility Criteria for Gold Loan Nangal

  • Age limit: 21-60 years 
  • Indian Nationality.

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Nangal

Online Process to Apply for Gold Loan Nangal
  • Apply for the Gold Loan at Dialabank.
  • Fill a simple form online.
  • Get a call back from our representative.
  • Document to pick up facility available from your doorstep.

Dialabank is the best platform to apply for a gold loan online as:

  • We are India’s first financial helpline and provide the best financial services to customers all over India.
  • We charge no additional fee for the online application on our website.
  • Get a high LTV of your gold along with the complete security of your jewels.
  • We enjoy a good reputation among our customers because of our reliable services.
  • Apply for a gold loan with us and get a low gold loan interest rate.
  • We provide a document pick-up facility from your doorstep.
  • Very little paperwork is required to ease the process.
  • Our Relationship Managers are trained thoroughly to serve you in the entire process.

For more information, contact 9878981166.

Offline Process to Apply for Gold Loan Nangal

The applicant may also avail of the Gold Loan from nearby branches. To do so,

  • Search Gold Loan near me on google.
  • A list of all nearby branches of banks and finance companies will appear.
  • Select them according to your preference and knowledge.
  • Visit those departments and apply for the loan
  • Be prepared to visit many times before than loan gets finally approved!

Some financial institutes where this process can be much faster is HDFC Gold Loan branches and Muthoot Gold Loan branches. Avail loans from HDFC Gold Loan branches. To find a nearby branch, you may search for Muthoot Gold Loan near me. All the Muthoot Gold Loan Branches near you will be enlisted.

Dialabank can make it a piece of cake for you!

Processing Fees / Prepayment Charges on Gold Loan Nangal

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Nangal

Having a good CIBIL score is obligatory for availing the gold loan per gram. That is the reason every lending institution has its own criteria for the minimum CIBIL score of 700-750 for processing a Gold Loan application.

Not just your CIBIL score, the institutions also look at the detailed behaviour on the previous loans taken, which includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to avail a fresh loan. Thus, make sure your CIBIL score is good before applying for a loan

Gold Loan Nangal Agents

One of the leading and most trusted loan agents in India is Dialabank. We help you to find the best-suited alternative by providing a detailed and structured market comparison of different banks. So no need to worry about the complex information and process you have to go through and hence make the right choice with us!

Visit our website to fill a simple form asking for basic details. Afterwards, our Customer Relationship Manager will get in touch with you.

Gold Loan Nangal Contact Number

You can apply online at Dialabank or give a call at 9878981166 and get instant help and immediate approval for Gold Loan.

Pre Calculated EMI Table for Gold Loan Nangal

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Nangal

Located in the foot of the Shiwalik Hills, Nangal is a town in the state of Punjab. Bhakra Dam comes as a major tourist attraction. The place is divided into three parts- Nangal, Naya Nangal and Nangal Township. Naya Nangal even has well-developed race tracks and Gold club.

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