About Gold Loan Rania
Major Gold Loan Providers in Rania
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Rania
Need Money?
For any reason and no idea what to do?
Should we suggest you something?
YOu should apply for Gold Loan and it is available at an affordable interest rate and with very little paperwork for your ease.
And also get your loan approved within 48 hours after the verification process
And, you can get a loan up to 75 per cent of the market value of gold, this is due to fluctuation in the market price of the gold.
Gold Loan Rania Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Rania
Proof of Address
- Ration card or Tel
- Electricity Bill
- rental bill
- Passport copy
- Trade license
- Shop & Est. licence
Proof of Identity
- Passport Copy
- Voters ID card
- Driving License or
- Aadhaar card
A signature proof is must and 2 passport-sized photographs are also required
Additional Documents
You need to showcase a Demand Promissory Note and a Certificate by the Jewel Appraiser (Bank will arrange that for you) and also an Income Proof in which you can show Salary Certificate and Form No.16
and Also, Land Proof in case you are having an Agriculture Loan of more than Rs. 1 lac
Eligibility Criteria for Gold Loan Rania
Min. age is 21 years and max. up to 60 years
Nationality of Indian is very must
GOLD LOAN @ 0.75%*
APPLY NOW
How to Apply for Gold Loan Rania
Online Process to Apply for Gold Loan Rania
- First, Apply online at Dialabank website easily which is easily available
- and after that, you just fill the simple form to take one step to start the procedure
- after the form filling, you will get a call back from our representative team
- You will be provided with a documents pickup facility for your convenience
You can call on 9878981166 anytime, for more any info.
Dialabank is considered as the best platform to apply for a gold loan online. Reason:
- Proud to be first financial helpline of the Country
- Best financial services provider to customers and with good response
- High LTV of your ornament
- Dialabank is having a good reputation among the customers for our work
- you apply for a per gram gold loan on Dialabank
- Door Step facility is been provided for documents pickup
- less and simple paperwork is required
- Trained relationship team will guide you from start to end of the process
- low HDFC Interest Rate on gold loan is provided at Dialabank just visit the site
You can call on 9878981166 anytime, for more any info.
Offline Process to Apply for Gold Loan Rania
Muthoot Gold Loan, as well as HDFC Jewel Loan and other banks, are also available for offline service.
But, you have to visit those branches and apply for the Gold loan and it’s not compulsory that your loan will be approved in one go.
Whereas, Dialabank can do that for you in a quicker and better manner.
You can call on 9878981166 anytime, for more info and queries.
Processing Fees / Prepayment Charges on Gold Loan Rania
CIBIL Score Required for Gold Loan Rania
CIBIL score is very important for Gold loan processing
Less score may act as a barrier
750 is the minimum score you need
and also your Detailed behaviour on the previous loans will be checked by the financial institution
Delayed payments can create problem while processing and may stop the process
You can call on 9878981166 anytime, for more info.