Gold Loan Rajgarh

AT 0.75%* INTEREST RATE
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Gold Loan Rajgarh

Major Gold Loan Providers in Rajgarh

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Rajgarh Features

Gold has the power to give you monetary benefits if you use it for a loan. Gold Loan Rajgarh has comparatively a low rate of interest as other loans. Gold Loan Rajgir is a simple and hassle-free process, with minimal documentation. It can be availed anytime as it has minimal documentation. Gold Loan Rajgarh can be used for any purpose of the customer.

Why Should You Apply for Gold Loan Rajgarh?
  1. No hidden charges- There are no hidden charges.
  2. Low Rate of Interest- In contrast to services like personal loans, the gold loan has the least interest rate as banks keep security against the loan.
  3. Quick approval- If you are eligible and have all the documents, then the gold loan gets quickly approved.
  4. No credit checks- The applicant’s credit history does not matter as he is mortgaging his gold.
  5. No co-signer needed- There is no need of a third person.
  6. Multi-purpose loan – The personal loan is also known as a multipurpose loan. You can use this loan for any purpose. It can be a wedding, vacations, business, medical, or any other personal need.

Gold Loan Rajgarh Interest Rates

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
Private Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

Documents for Gold Loan Rajgarhgold loan rajgarh

  1. Identity Proof (Aadhar Card/ Voter ID card/ PAN Card/Driving License/ Passport).
  2. proof of residence (Aadhar Card/ Card/ Voter ID card/ PAN Card/Driving License/ Passport/Ration Card/Electricity/water bills of last three months with the name of the applicant).
  3. Two passport-sized colored photographs.

Eligibility Criteria for Gold Loan Rajgarh

  1. The age of the customer should be at least 18 or above.
  2. The applicant should be an Indian citizen.
  3. The applicant should have gold in an appropriate form.

GOLD LOAN @ 0.75%*

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On What Factors Loan Amount Depends?

The amount of Loan given depends on mainly two factors:

  1. The Quantity of Gold: The weight of gold is one of the main factors that decide the amount of loan disbursed to the customer. The weight is measured after subtracting the weight of the stones(if any) in the jewelry. Higher the quantity of gold more is the amount that can be given to the customer.

Minimum 10 grams of gold is required for loan approval.

  1. Quality of Gold: The purity should lie between 18 Carat to 22 Carat. Therefore, the better the purity of gold, the more is the amount of loan that can be approved.

24 Carat Gold is not accepted for Gold Loan Rajgarh.

How to Apply for Gold Loan Rajgarh

Online Process to Apply for Gold Loan Rajgarh
  • Visit our site www.dialabank.com.
  • Enter your details and fill the form.
  • Our relationship manager will call and assist you through the entire process.

Avail your Gold Loan with Dialabank and get personalized assistance.

Offline Process to Apply for Gold Loan Rajgarh

The applicant also has an option to avail of a  per gramGold Loan  from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the neighboring departments from where you can avail of the loan. Then, you will have to visit again and again until the loan gets approved.

Thus, it can be a very tiring and time-consuming process. But, with DialaBank you need not worry about documentation and time. Just give a call on 9878981166 and our relationship managers will assist you.

Processing Fees / Prepayment Charges on Gold Loan Rajgarh

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Rajgarh

No CIBIL score is required to avail of a gold loan in Nellore.

Gold Loan Rajgarh Agents

Dialabank is spread throughout Rajgarh and has connections with several banks and NBFCs that provide gold loans at low gold loan interest rate. DialBank helps you find the right bank for your interest and need.

Just apply online at www.dialabank.com or give a call at 9878981166.

Gold Loan Rajgarh Contact Number

Call 9878981166 and get instant help and approval for Gold Loan in Rajgarh.

Pre Calculated EMI Table for Gold Loan Rajgarh

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Rajgarh

Rajgarhis a city and a district in the state of Madhya Pradesh. It has a population of 15,45,814.