Major Gold Loan Providers in Rajgarh
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Rajgarh Features
Gold has the power to give you monetary benefits if you use it for a loan. Gold Loan Rajgarh has comparatively a low rate of interest as other loans. Gold Loan Rajgir is a simple and hassle-free process, with minimal documentation. It can be availed anytime as it has minimal documentation. Gold Loan Rajgarh can be used for any purpose of the customer.
Why Should You Apply for Gold Loan Rajgarh?
- No hidden charges- There are no hidden charges.
- Low Rate of Interest- In contrast to services like personal loans, the gold loan has the least interest rate as banks keep security against the loan.
- Quick approval- If you are eligible and have all the documents, then the gold loan gets quickly approved.
- No credit checks- The applicant’s credit history does not matter as he is mortgaging his gold.
- No co-signer needed- There is no need of a third person.
- Multi-purpose loan – The personal loan is also known as a multipurpose loan. You can use this loan for any purpose. It can be a wedding, vacations, business, medical, or any other personal need.
Gold Loan Rajgarh Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Rajgarh
- Identity Proof (Aadhar Card/ Voter ID card/ PAN Card/Driving License/ Passport).
- proof of residence (Aadhar Card/ Card/ Voter ID card/ PAN Card/Driving License/ Passport/Ration Card/Electricity/water bills of last three months with the name of the applicant).
- Two passport-sized colored photographs.
Eligibility Criteria for Gold Loan Rajgarh
- The age of the customer should be at least 18 or above.
- The applicant should be an Indian citizen.
- The applicant should have gold in an appropriate form.
GOLD LOAN @ 0.75%*
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On What Factors Loan Amount Depends?
The amount of Loan given depends on mainly two factors:
- The Quantity of Gold: The weight of gold is one of the main factors that decide the amount of loan disbursed to the customer. The weight is measured after subtracting the weight of the stones(if any) in the jewelry. Higher the quantity of gold more is the amount that can be given to the customer.
Minimum 10 grams of gold is required for loan approval.
- Quality of Gold: The purity should lie between 18 Carat to 22 Carat. Therefore, the better the purity of gold, the more is the amount of loan that can be approved.
24 Carat Gold is not accepted for Gold Loan Rajgarh.
How to Apply for Gold Loan Rajgarh
Online Process to Apply for Gold Loan Rajgarh
- Visit our site www.dialabank.com.
- Enter your details and fill the form.
- Our relationship manager will call and assist you through the entire process.
Avail your Gold Loan with Dialabank and get personalized assistance.
Offline Process to Apply for Gold Loan Rajgarh
The applicant also has an option to avail of a per gramGold Loan from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the neighboring departments from where you can avail of the loan. Then, you will have to visit again and again until the loan gets approved.
Thus, it can be a very tiring and time-consuming process. But, with DialaBank you need not worry about documentation and time. Just give a call on 9878981166 and our relationship managers will assist you.
Processing Fees / Prepayment Charges on Gold Loan Rajgarh
CIBIL Score Required for Gold Loan Rajgarh
No CIBIL score is required to avail of a gold loan in Nellore.