Gold Loan Sarigam

AT 0.75%* INTEREST RATE
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Major Gold Loan Providers in Sarigam

Feature	HDFC Bank	SBI	Muthoot Finance
Interest Rate	9.90% onwards	7% onwards	12% onwards
Min Loan Amt	Metro : 25000, Non : 15000	25000	15000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	3 months to 24 months	9 months to 24 months	1 month to 24 months
Processing Fee	0.25% to 1.50% of the Loan Amt	0.25% to 1.50%	Nil
Pre-closure Charges	2%, Nil foreclosure charges after 3 months	2%, Nil foreclosure charges after 9 months	Nil
Overdraft Facility	Yes	Yes	Yes
Pay Only Interest Facility	Yes	Yes	Yes
Gold Rate Per Gram	3066	3073	3073

Gold Loan Sarigam Features

Are you looking for quick disbursement of the loan but can’t think of any collateral? Are you thinking about which could be the best loan option for you? Are you in need of immediate cash to solve your problems? Then Gold Loan may be the best option for you.

Gold is considered as a status symbol especially in India, buying and selling gold is an old tradition of Indian culture. However, the availability of gold loan provides a different scenario of how people use this precious metal. Nowadays people buy gold, not for their status symbol but to secure their future.

What is Gold Loan?

Gold loan or loan against gold is a secured loan in which a customer provides his/her ornaments as collateral security to Jewel loan companies. It is the fastest-growing financial service in the industry.

Basically every secured loan requires the client to keep some security against the loan and in this case, gold is treated as the security against the loan. Many people have gold ornaments stored in their homes or in their bank lockers. Thus, Gold Loan Sarigam provides an opportunity to unleash the value of their precious metal.

Gold Loan Sarigam Interest Rates

Bank	Interest Rate
HDFC Bank Gold Loan	9.9% to 14%
Axis Bank Gold Loan	10.50% to 16%
Private Bank Gold Loan	10.75% to 16%
SBI Gold Loan	9.5 % to 13%
Kotak Gold Loan	11% to 14%
IIFL Gold Loan	9.24% to 24%
Muthoot Gold Loan	12% to 24%
Manappauram Gold Loan	12% to 26%
PNB Gold Loan	10.05% to 16%
Canara Bank Gold Loan	9.75 % to 13%
Andhra Bank Gold Loan	10.70% to 16%

Documents for Gold Loan Sarigam

Proof of Identity: Driving License/Passport Copy/ Voters ID card
Address Proof: Tel, Electricity Bill/ Rental bill/ Passport copy /License-Sales Tax certificate/Ration card/ /Trade license /Shop & Est.
Signature Proof
Passport Copy
Banker’s verification/cheque.
Driving License
2 passport size photographs.

Eligibility Criteria for Gold Loan Sarigam

Must be an Indian citizen
Must have gold more than 10gm
Should be between the ages of 18 and 65 years

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Sarigam

Online Process to Apply for Gold Loan Sarigam

Now you can apply online for Gold Loan by sitting at your home with one click. All the services will be provided to you by our customer relationship managers who will help you choose the right type of loan for you with the right bank.

Just fill a simple form displayed on our website related to your details so that our customer care department can check your financial status and your eligibility for the loan that you have applied.
Our Customer Relationship Managers will contact you and will guide you to the right bank.
The bank executives will arrive at your doorsteps to collect the required documents from you.

Only at the time of submission of gold you have to pay a visit to the bank, the rest will be taken care of by the bank’s executives

Offline Process to Apply for Gold Loan Sarigam

The applicant also has an option to avail of a per gram Gold Loan from the nearby branches. To do this, you can also search Gold Loan near me on google. It will enlist all the neighboring departments from where you can avail of the loan.

Then, you may have to visit again and again until the loan application accepted. Thus, it can be a very tough and time-consuming process.

Processing Fees / Prepayment Charges on Gold Loan Sarigam

Bank	Processing Fee	Prepayment Charges
HDFC Bank Gold Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan	0.50% to 1.50%	Nil
Private Bank Gold Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 9 months
SBI Gold Loan	500/- to 0.50%	Nil
Kotak Gold Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan	Nil	Nil
Muthoot Gold Loan	Nil	Nil
Manappauram Gold Loan	Nil	Nil
PNB Gold Loan	0.70% to 1%	Nil
Canara Bank Gold Loan	1%	Nil
Andhra Bank Gold Loan	Nil	Nil

CIBIL Score Required for Gold Loan Sarigam

There is no need for the CIBIL score for Gold Loan Sarigam.

Gold Loan Sarigam Agents

Dialabank is the leading agent for availing Gold Loan Sarigam. You can also apply online at www.dialabank.com or just give a call at 9878981166

Dialabank helps you to find the best option for Banks and NBFCs by providing the best offers for you with a detailed market comparison of different banks so that you can make the right choice. You can visit our website www.dialabank.com and kindly fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you for loan approval.

Gold Loan Sarigam Contact Number

Call 9878981166 and get instant help and approval for Gold Loan in Sarigam.

Pre Calculated EMI Table for Gold Loan Sarigam

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466