What are the benefits of HDFC Personal Loan?

HDFC personal loan will help you to get instant financial help. It is a flexible, easy and simple unsecured loan product. If you are having any emergency requirement, you can apply for a personal loan from HDFC bank.

HDFC bank Personal Loan is a multipurpose loan that can be used for mitigating different personal needs like house renovation, wedding purposes, and any medical emergency.

  1. Borrow a loan amount up to Rs 15 lacs
  2. Minimum and basic documents
  3. Cheapest Interest rates
  4. No collateral required
  5. Instant approval within 48 hours
  6. Flexible loan tenure from 12 to 60 months


Personal loans can be taken to meet various financial needs. If you need instant finance, apply online and avail the best deal from HDFC bank. Check the interest rates, eligibility criteria and documents required.

  1. Personal Loan Features and Benefits
  2. Eligibility Criteria
  3. HDFC Personal Loan Documents
  4. Personal Loan Interest Rates


HDFC Personal Loan Diva for Women: HDFC offers a special loan product for the women, that is known as HDFC Bank Personal Loan Diva. It is a special product for the women of 21st centuray who is strong, empowered, endeavor and working to fulfill her dreams, HDFC helps such women to get finance in an easy way.

For women customers, HDFC bank offers:

  1. Pre-approoved loan up to Rs. 3 lacs
  2. Get special Diva offers and discounts from HDFC Bank.

What are the features of HDFC Personal Loan?

  1. Interest Rates (For Salaried) : 11.99% to 22%
  2. Loan Processing Charges: up to 2.5%
  3. Prepayment: No pre-payment permitted until repayment of 12 EMIs
  4. Pre-payment charges: Salaried
    1. 13-24 Months - 4% of Principal Outstanding
    2. 25-36 Months - 3% of Principal Outstanding
    3. >36 Months - 2% of Principal Outstanding


Why Dialabank?

  1. Get experts' advice for your loan
  2. Full assistance till the loan disbursal
  3. A great comparison platform - compare and get the best deal
  4. Know the offers from all the leading banks on a single call


About HDFC Bank: HDFC, also Known As Housing Development Finance Corporation is the financial company that was incorporated in August 1994. HDFC focuses mainly on three main key areas namely Treasury, retail banking services and wholesale banking services.

Best Offer @ 11.99% - Check your Eligibility (Apply Online / Call Us)

Personal loan

Call us on 60011600 / 9878981166

Other Leading Personal Loan Providers (Click to Apply)

  1. Axis Bank Personal Loan
  2. SBI Personal Loan
  3. PNB Personal Loan
  4. ICICI Bank Personal Loan
  5. Citibank Personal Loan
  6. Bandhan Bank Personal Loan
  7. Personal Loan from other banks


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