About Gold Loan

Gold Loan is one of the most availed services when it comes to financial services. In this, the applicant just has to put gold ornaments in the bank in return of money. Also, the gold jewelry is considered as collateral. After the loan repayment, the gold is given back to the customer. Furthermore, the Gold Loan Interest Rates are quite affordable in contrast to other services. 

Why Gold Loan Batlagundu?

  1. To begin, System is quite clear. That is, the bank provides a clear picture to the people regarding the charges.
  2. Secondly, No credit checks. That means CIBIL Score is not checked.
  3. Thirdly, Minimal Documentation.
  4. Next, Easy repayment schemes. Thus, the applicant can repay the loan amount according to their need. 
  5. Furthermore, The Loan gets sanctioned in just a few minutes.
  6. Moreover, The money is offered to the customer after a quick evaluation of gold. Thus, the applicant does not have to wait for a long time for loan approval.
  7. Finally, Low-interest rates. Gold Loan Interest Rate is quite affordable therefore it is a better service for the people.

Eligibility of Gold Loan Batlagundu

  1.  First and foremost, the gold should be in the name of the applicant or family member.
  2. Secondly, the applicant should be a resident of India.
  3. Thirdly, The age should lie in between 18-70 years group.
  4. Next, the minimum loan amount is 18000 Rupees, and it can go up to 1 Crore depending upon the quality of gold.
  5. Last but not least, it is a service with the best rate of interest.

Documents for Gold Loan Batlagundu

  1. Firstly, Identity Proof: Passport Copy/ Voters ID card/ Aadhar Card
  2. Next, Proof of Address: Ration card/ Tel, Electricity. Bill/ Rental Agr. / Passport copy/ Trade license /Shop & Est. License/Sales Tax certificate
  3. Also, Signature Verification Proof: Passport Copy/Driving License/Banker's verification/cheque
  4. Besides, 2 passport size photographs.

Other Documents Gold Loan Batlagundu

  1. For farmers, the banks and NBFCs offer low rates of interests on the gold deposits.
  2. For this, the applicants have to provide the agricultural documents and also the income proof.

Features Of Gold Loan

  1. First of all, The cost of Rs 1 Crore can be approved in these loans.
  2. Also, The gold ornaments are much secured in lockers of the lenders than in your lockers.
  3. Furthermore, The customers have no limits of the time, they can apply at any time they want.
  4. In addition, The agriculture purposes can lower down the rates of interest on these loans.
  5. Moreover, The papers which the banks and NBFCs ask are few in numbers.
  6. Finally, The loans take only a few minutes to get disbursed.

About  Batlagundu

The City of Batlagundu is a panchayat town in the state of Tamil Nadu in Dindigul district, India. It is about an hour, a half from Kodaikanal. Old Batlagundu is the mother village of Batlagundu.

How to Apply

  1. Fist and foremost, Apply online on www.dialabank.com
  2. Next, Check the eligibility
  3. Call the helpline number 600-11-600 or 95920-46860
  4. Furthermore, Visit the bank
  5. Submit all the documents
  6. Finally, Get a Gold Loan.