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Gold Loan Habra

When you have plethora’s of bills to pay within a time and your earning is less. You can avail Loan Against Gold that offers rapid cash without any complex documentation.

Why one should choose Gold Loan in Habra?

  1. Less processing charges.
  2. No hidden charges.
  3. Fast Loan disbursal.
  4. No credit checks.
  5. No co-signer needed.
  6. Prepayment facility.
  7. flexible preclosure way.
  8. Premiums calculated on the daily reducing balance

 

Gold Loan Scheme

Loan Tenure / Period

The rate of Interest (p.a.)

TrueValue Loan

 12 months

12.5 % to 15.5 %

 

 

Features of Gold Loan Habra

Following are the Features of Gold LoanHabra

  1. You can avail Loan up to Rs.1 Crore & up to 90% of value for any purpose
  2. You get 100% Safety & Security of your Gold Jewellery / Bars
  3. Get your loan processed in 30 minutes
  4. Enjoy Anytime Liquidity
  5. No EMI, Service only Interest and enjoy the Loan facility
  6. Lower Interest Rates
  7. Simple documentation and fast processing.
  8. Overdraft limit varies depending on the market rate of gold.
  9. The interest rate is payable the only amount of the overdraft that you use.

Advantages of Taking a Gold Loan Habra

Following are Best Advantages of Gold Loan Habra

  1. No income and salary criteria- Gold loans do not require any qualifications for income or salary of the person. So even if you are unemployed and unsalaried you can still avail of a gold loan. This is because you are pledging a valuable asset, gold in return of the money.
  2. Available also in case of bad credit history or low income level.
  3. Relatively Lower interest rates- The another advantage of taking a gold loan is that they are available on low interest rates, say 12-16% annually in comparison to the personal loans interest rates of 15-26% per annum.
  4. You need to repay only the interest- You have the option to pay only the interest during the tenure of the entire gold loan and at the end of tenure, you can pay the entire borrowed amount in a single shot.
  5. Total Convenience- The most convenient of all the loans is a gold loan because in this all you have to do is pledge your gold with a bank or a private finance institute and the work is done. You can get a loan up to 90% of its market value immediately.
  6. Less processing time- No tedious and lengthy documentation is required in case of gold loans, hence it can be resorted to in times of urgent needs. Banks take a few hours in the processing of the gold loan whereas some NBFC’s state that they only take a few minutes for the same task.

Required Documents for Gold Loan Habra

  1. Required the following important Documents for the Gold Loan Identity Proof (Aadhar Card/ PAN Card/Passport Copy/ Voters ID card/ Driving License).  
  2. Proof of Address (Aadhar Card/ Pan Card/Ration card/ Tel, Electricity. Bill/ Rental Agr. / Passport copy/ Trade license /Shop & Est. License/Sales Tax certificate). 
  3. Signature Verification Proof (Passport Copy/Driving License/Banker's verification/cheque) 
  4. 2 passport size colored photographs.

How to Apply?

 A person can easily apply online on www.dialabank.com.

About  Habra

The city of Habra is a municipality, telephone exchange and a police station of Barasat Sadar subdivision in North 24 Parganas district in the Indian state of West Bengal. Habra is an administrative subdivision. It is situated on the Jessore Road between Kolkata and the Bangladesh border at Petrapole.

 

Other Leading Personal Loan Providers in Habra (Click to Apply)

Citibank Personal Loan

PNB Personal Loan

SBI Personal Loan

Other Banks

 

 

* For any assistance regarding Gold Loan, call us on 600 11 600, our trained Relationship Managers will solve all your queries.

 

Other Leading Personal Loan Providers in Habra (Click to Apply)
Citibank Personal Loan PNB Personal Loan SBI Personal Loan Other Banks

 

 

* For any assistance regarding Gold Loan, call us on 600 11 600, our trained Relationship Managers will solve all your queries.

 

REMINDER SERVICES EMI CALCULATOR

PERSONAL LOAN INTEREST RATES