Gold Loan Pallikaranai

AT 0.75%* INTEREST RATE
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Gold Loan Pallikaranai

Major Gold Loan Providers in Pallikaranai

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Pallikaranai Features

gold loan pallikaranai

See when you take a loan from the bank by pledging the collateral against the loan amount is termed as a gold loan. In this loaning scheme, the applicant needs to provide any gold ornament which can be used as collateral against the principal loan amount. Thus, it’s a secure way of taking a loan amount from the bank. Moreover, if you are in urgent need of money, then a Jewel loan is the best option for you as the disbursal of the loan amount takes only about 24 hours.

Life can be more comfortable if you can eradicate the financial hurdles of life. Thus, gold jewelry can help you cope up with the money related issues in lives. Gold Loan which is also known as Loan against Gold, is a service in which the borrower simply submit their gold jewelry as a security in the bank’s locker. And they can get gold loans according to the cost of their gold ornaments.

Gold Loan Pallikaranai Interest Rates

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
Private Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

Documents for Gold Loan Pallikaranai

  1. First and foremost, Borrower Identity: Two passport size colored photographs.
  2. Next, Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Adhar card/ PAN card.
  3. Also, Residence Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  4. Besides, Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.

Eligibility Criteria for Gold Loan Pallikaranai

  1. First of all, Age: Minimum=18 year.
  2. Maximum (at loan maturity): 60 year
  3. Secondly, Gold requirements: Minimum 10 grams of gold.
  4. Besides, Loan Amount: Minimum= Rupees15000.
  5. Next, Citizenship: Indian.
  6. Also, Employment Status: Salaried/ Self Employed/ Not Working.

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Pallikaranai

Online Process to Apply for Gold Loan Pallikaranai
  1. Apply through Dialabank Because:
  2. First and foremost, the Service provided is customized.
  3. Secondly, The staff is trained to contrast the rates efficiently to provide the best deal.
  4. In addition, we provide Proper Research on distinct products.
  5. Also, nothing is charged for guiding the people.
  6. Finally, Impartial advice to the applicant.
  7. Besides, give a call at 95920-46860 or visit www.dialabank.com.
Offline Process to Apply for Gold Loan Pallikaranai

The applicant also has an option to avail of an Interest rates on Gold Loan from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the branches of banks and finance companies providing loans near you. You need to select them according to your preference and knowledge, but Dialabank can do that for you in a quicker and better manner.

Processing Fees / Prepayment Charges on Gold Loan Pallikaranai

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Pallikaranai

Having a good CIBIL score is a must before applying for a gold loan, that is why every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application Pallikaranai. Most institutions require a minimum score of 750 to process your loan application.

Not just your CIBIL score, the institutions also look at the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan. So make sure your CIBIL score is good before applying for a loan.

Gold Loan Pallikaranai Agents

One of the leading and most trusted gold loan agents in Pallikaranai is Dialabank. You can apply online at www.dialabank.com or give a call at 9878981166

Gold Loan Pallikaranai Contact Number

Call 9878981166 and get instant help and approval for  per gram Gold Loan in Pallikaranai right now.

Pre Calculated EMI Table for Gold Loan Pallikaranai

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Pallikaranai

The City of Pallikaranai is a fast-growing residential area in South Chennai, a metropolitan city in Tamil Nadu, India

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