Gold Loan Pondicherry

Best Banks for Gold Loan in Pondicherry

Gold Loan Pondicherry Features

Running short out of cash???

Don’t know what to do?

Be worry-free as Gold Loan is available for you. This loan requires less paperwork, as it is secured and you can get your loan approved within 48 hours after all the verification process.

Gold Loan in Pondicherry provides financial aid to the customers at the Best Interest Rate On Gold loans. Furthermore, you can get a loan up to 75 percent of the market value of gold, this is due to fluctuation in the market price of the gold.

Key Features:

⍟ Get Loan in 30 Minutes
⍟ Highest Gold Rate in India
⍟ 100% Safety of Your Gold
⍟ Minimum Documentation
⍟ Without EMI Gold Loan
⍟ Gold Loan in 1 Visit
⍟ No Melting of Gold
⍟ 24 x 7 Online Payment Facility
⍟ No Hidden Charges

Gold Loan Rate Per Gram in Pondicherry- Apr 16 2024

Gold Loan Pondicherry Interest Rates- Apr 16 2024

Gold Loan Eligibility Criteria in Pondicherry

Gold Loan in Pondicherry Documents Required

At the time of application the following documents are required:

• Proof of the citizenship of India
• Duly filled application form
• 2 passport-sized photographs
• Applicant’s KYC documents to establish Identity and Address
• Salary/ Income Proof
• Witness Letter in case of illiterate borrowers
• In the case of Agriculture Loan of more than Rs. 1 lac, land proof
• Certificate by the Jewel Appraiser (Bank will arrange)

At the time of disbursement the following documents are required:

• Demand Promissory Note & Demand Promissory Note Take Delivery Letter
• Gold Ornaments Take Delivery Letter
• Arrangement Letter

Gold Loan Pondicherry in Eligibility Criteria

1. The minimum age of the individual should be 21 years and a maximum of up to 60 years.
2. Must be having Indian Nationality.

How to Apply for Gold Loan Pondicherry

Online Process to Apply for Gold Loan Pondicherry

You can easily apply for the Gold Loan in available banks such as Private, Axis, HDFC and others through Dialabank online by filling up a simple user-friendly form.

In a short time, you will receive a call from our trained representative. Furthermore, Dialabank provides you with a pick-up facility of your documents from your doorstep.

For further information, you can call on 9878981166 anytime.

Consider Dialabank as the best platform to apply for a gold loan online, because it is rated the best by its users. There are many reasons behind this, some of them are:

1. Dialabank is the first financial helpline in India providing the best known financial services to its customers all over the country.
2. Dialabank guides the customers cost-free, as it charges no additional cost of applying for a gold loan online on the website of Dialabank.
3. You can get a high Loan-to-Value (LTV) of your gold with Dialabank.
4. Dialabank is connected with leading Banks such as HDFC, Private, Axis, Muthoot, Yes Bank, and many others.
5. Besides that, the bank has a high reputation among its customers because of its best and fast services.
6. Applying for a gold loan on Dialabank will get a low Gold Loan Interest Rate.
7. Dialabank provides a facility for document pickup from the applicant’s doorstep to ease the process.
8. Processing your gold loan per gram through Dialabank requires minimum paperwork.
9. Finally, the Relationship managers are highly trained to guide and serve you in the entire process of Gold Loan.

Offline Process to Apply for Gold Loan Pondicherry

The applicant can also choose to avail of Gold Loan from the nearby physical branches. This can be done by searching ‘Gold Loan near me’ on google. It will enlist all the closest branches of banks and finance companies providing loans near your location. Please select them according to your preference and knowledge. However, Dialabank can do that for you in a quicker and organized manner.

But if you choose to go with a physical branch that is near you, the applicant might have to visit the responsible departments to apply for the loan, again and again, before than loan gets finally approved as it is a complex process. However, some banks and finance companies can approve the loan process faster. Our recommendations are HDFC Gold Loan branches and Muthoot Gold Loan branches. But again, Dialabank can do this even faster by handling all complex processes. You just need to apply to believe.

Processing Fees / Prepayment Charges on Gold Loan Pondicherry

EMI Gold Loan Scheme with Bullet Repayment Scheme Comparison

CIBIL Score Required for Gold Loan Pondicherry

No CIBIL score is required for Gold Loan, A gold article is a must.

However, many institutions also look at the detailed behavior on the previous loans taken by you, including details on the type of loan and the loan amount, payment schedules, and if all deadlines are met while repayment. Making sure your CIBIL score is good before applying for a loan is a good practice.

Compare Gold Loan Rate Per Gram and Lowest EMI of All Banks in Pondicherry