Gold Loan Kalyani

Best Banks for Gold Loan in Kalyani

Gold Loan Kalyani Features

Are you running short on cash? Do not worry Gold Loan is available for you. This loan is unsecured in nature with minimal documentation and less paperwork. This loan can get approved within 48 hours after the verification process.

Gold Loan Kalyani is an unsecured loan that provides financial aid to customers at affordable interest rates. For availing of a Gold Loan, the applicant needs to have a good source of income and has a good credit history.

Furthermore, there is no end-use restriction on the utilize of the gold loan amount. You can use this amount of loan anywhere you want to do.

Gold Loan Rate Per Gram Today in Kalyani

Gold Loan Kalyani Interest Rates and Charges

Gold Loan in Kalyani Documents Required

1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
2. Need of one Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
4. 2 passport size photographs.

Additional Documents Required for Gold Loan Kalyani

1. If you want to avail of an Agriculture Loan of more than Rs. 1 lac. The proof is not essential for allied agriculture purposes.
2. A Demand Promissory Note.
3. Certificate by the Jewel Appraiser (Bank will arrange for you).
4. Income Proof: Salary Certificate and Form No.16

Gold Loan in Kalyani Eligibility Criteria

1. The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
2. Should be an Indian National

How to Apply for Gold Loan Kalyani

Online Process to Apply for Gold Loan Kalyani

You can apply for the Gold Loan at Dialabank. The process is straightforward. To begin, You have to fill a simple form online.

After that, you will get a call back from our side. Furthermore, you will get a document to pick up the facility from your doorstep. For more information, dial 9878981166.

Dialabank is considered the best platform to apply for a gold loan online. There are reasons behind this.

1. First of all, Dialabank is India’s first financial helpline; it provides the best financial facilities to consumers all over the country.
2. Besides that, the bank has a good reputation among the customers because of its best services.
3. Another reason, if you apply for a gold loan on Dialabank, then you must get a low Gold Loan Interest Rate.
4. Also, Dialabank provides a document pickup facility from the doorstep.
5. One more important thing is that Dialabank guides the customers free of cost. That is, there are no additional charges for applying for a gold loan online on the website of Dialabank.
6. Also, while applying for a gold loan per gram with Dialabank, there is little paperwork required.
7. Another benefit is that you will get a high LTV of your gold.
8. Finally, the Relationship managers are trained enough to guide you and serve you for the whole processing of the Gold Loan.

Offline Process to Apply for Gold Loan Kalyani

The individual also has an option to avail of a Gold Loan from the nearby branches. Just search Gold Loan near me on google. It will show all the nearby departments from where you can avail of the loan. You have to visit again and again until the loan approval.

Processing Fees / Prepayment Charges on Gold Loan Kalyani

CIBIL Score Required for Gold Loan Kalyani

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Gold Loan application in Kalyani. Most foundations require a minimum score of 750 to process your loan application.

The institutions also look for detailed behaviour on the previous loans taken. This involves details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can create a barrier to your availing of a fresh loan.