Best Banks for Gold Loans in Mumbra
Feature |
HDFC Bank |
Private Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Mumbra Features
Unable to accomplish your financial goals?
Running low on your savings?
While bankruptcy or low account balance is a matter of worry. One should know that there is nothing in this world that can’t be solved. If you have ever invested in gold, Gold Loan is something that you can consider. It is a secured loan and requires minimal paperwork for verification and approval.
Gold Loan Mumbra’s main objective is to help its customers by providing feasible interest rates. Though gold loan can be approved without much paperwork. Ideally, a person should have a good credit score along with a stable source of income to get their loan approved faster.
Moreover, you can take a loan of 75 percent of the market value of gold, this happens due to variation in the market price of the gold.
Gold Loan Rate Per Gram Today in Mumbra
Updated - Gold Loan Per Gram Rate w.e.f Apr 26 2024
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Gold Loan Mumbra Interest Rates
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
Gold Loan in Mumbra Documents required
- Proof of Identity: Passport Copy/ Voters ID card/ Driving License or any other document.
- Address Proof: Ration card/ Telephone Bill/ Electricity Bill/ Rental bill or any other recognized document.
- Signature Proof: Driving License/Banker’s verification/cheque/ Copy of the Passport or any other recognized document.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Mumbra
- Land Proof: For agriculture Loan of more than Rs. 1 lac, the proof is required. While no proof is claimed for allied agriculture plans.
- A Demand Promissory Note, if asked.
- Certificate by the Certified Jewel Appraiser (Bank will arrange).
- Income Proof: Salary Certificate and Form No.16
Eligibility Criteria for Gold Loan Mumbra
- The applicant’s age should be between 21 years and 60 years.
- Must recognize himself/herself as Indian national.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Mumbra
Online Process to Apply for Gold Loan Mumbra
With a pool of banks to choose from, you can choose any of the banks on Dialabank.
You just need to register on Dialabank.
Then, you will get a call back from our delegate. To ease the verification process, you will get the document pick-up facility from your doorstep.
You can know a lot more by calling at 9878981166
Dialabank is reflected to be the best platform to apply for a gold loan online. Several reasons behind this are:
- Dialabank is the first financial helpline of India that provides financial services across every corner of the country.
- Dialabank is free help for all the customers who apply through its website.
- Customers will always remain in the advantage. They will get a high LTV of their gold.
- Also, the bank is in good terms with customers because of its fast services.
- The expected Gold loan interest rate while applying through Dialabank is lower than any other bank.
- For customer’s ease, Dialabank provides a document pickup facility from their doorstep.
- Additionally, while applying for a Gold loan per gram through Dialabank, a very small amount of paperwork is required.
- In the end, the Relationship managers are prepared to guide and serve you in the complete process of Gold Loan.
Offline Process to Apply for Gold Loan Mumbra
You can avail of Gold Loan offline by surfing on the web. If you search for any gold loan near you, Google will provide a list of available banks and NBFCs that can help you. Once you go through it, you will need to call each bank or finance company and select one of them. At Dialabank, you can do this work in a faster and smoother manner.
Getting your loan approved is as easy as solving the universe. To get your loan approved, you might need to visit different departments repetitively. Dialabank saves you from this process by providing a structured market comparison and document pick-up facility from your doorstep.
Some banks and finance company where this process is much faster is HDFC Gold Loan branches and Muthoot Gold Loan branches.
You can avail loans from HDFC Gold Loan Branches. As well as to find a branch that is nearby, search Muthoot Gold Loan near me. Google will enlist all the Muthoot Gold Loan Branches near you.
Processing Fees / Prepayment Charges on Gold Loan Mumbra
CIBIL Score Required for Gold Loan Mumbra
Having a good CIBIL score is helpful in other loans. In gold loan, any CIBIL score would do the job.
Gold Loan Mumbra Agents and Contact Number
In Mumbra, Dialabank is one of the eminent gold loan agents. You can connect further via Dialabank online or make a call at 9878981166.
To choose between the various banks and NBFCs, Dialabank provides you with a structured market comparison among different top banks. To make it clearer for you, Dialabank breaks out all the complex terms so that you can make your choice wisely. Besides, you should visit our website and fill a simple form online. Once you do it, our customer relationship managers will soon get in touch with you.
Pre Calculated EMI Table for Gold Loan Mumbra
About Mumbra
In the Thane district of Maharashtra, Mumbra is a city and suburb within the Greater Mumbai area. In old times, Mumbra was a flourishing shipbuilding center. The city is known for its commercial activities. Besides, there is a Mumba Devi Goddess temple at the peak of the hill that makes it remarkable. Also, all these little things make this place worth visiting for once.