Best Banks for Gold Loan in Palluruthy
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Palluruthy Features
Gold Loans are now pretty easy and hassle-free to avail as most of the major banks and NBFCs provide the service at a low rate of interest and minimum documentation. Gold Loans are secured loans that can be availed by keeping your Gold ornaments/Jewelry as a collateral or security deposit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in regular intervals as installment. The amount of loan varies upon the purity of the Karats of gold and if you fail to repay, the loan can be renewed too.
Gold Loan Rate per gram Today in Palluruthy
Updated - Gold Loan Per Gram Rate w.e.f Apr 19 2024
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
To know more about Gold Loan Per Gram you can visit: Gold Loan Per Gram
Gold Loan Palluruthy Interest Rates
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate
Gold Loan in Palluruthy Documents Required
- 2 recent colored passport size photographs of the applicant
- Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
- A Demand Promissory Note.
- Land Proof: Only for agriculture loan above Rs 1 Lakh. (not required for allied agricultural purpose)
- Identity proof such as Driving License/Passport/Aadhar Card/Voter’s ID, etc of the borrower
- Certificate by the Jewel Appraiser (Bank will arrange)
- Signed Application form
- Proof of Income (i.e. salary slips/ Form 16) of the borrower
- Address proof like Ration card/ Telephone bill/ Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
Eligibility Criteria for Gold Loan Palluruthy
- The minimum age of the borrower should be 21 and a maximum of 60 years
- He/She should be salaried or self-employed
- Applicant should be an Indian National
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Palluruthy
Online Process to Apply for Gold Loan Palluruthy
- You can apply for the Gold Loan at Dialabank online without wasting any time in few simple steps
- You have to fill an online form which requires your details
- Our executives will then contact you for any assistance required and also offer the service of document pickup from your doorsteps
- For more information, you can call on 9878981166.
Dialabank is considered as the best platform to apply for a gold loan online because of the following reasons:
- Dialabank is India’s first financial helpline
- It provides the best financial services to customers all over the country.
- No additional charges are applicable
- The Relationship managers of Dialabank are trained and assist the customer without any hesitance
Offline Process to Apply for Gold Loan Palluruthy
If any individual wants to avail loans through the offline process, they can do so by visiting the branch of any bank.
The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will correspond and assist you according to your requirements.
Processing Fees / Prepayment Charges on Gold Loan Palluruthy
CIBIL Score Required for Gold Loan Palluruthy
CIBIL score is not required to avail a gold loan. The applicant should have all the necessary documents and should be eligible to apply for the loan according to the criteria.
Gold Loan Palluruthy Agents and Contact Number
Dialabank is the leading agent for availing Gold Loan in Palluruthy. You can apply online at www.dialabank.com or give a call at 9878981166
Dialabank helps you to find the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website www.dialabank.com and fill an online form with your personal and employment details. Our executives will soon get in touch with you.
Pre Calculated EMI Table for Gold Loan Palluruthy
About Palluruthy
Palluruthy is a well-planned town near Kochi which lies in the state of Kerala. It is famous for one of its annual festival, numerous temples and is a popular tourist spot in the state.
Other Gold loan cities in Kerala
| Gold Loan Nilambur | Gold Loan Neyyattinkara |
| Gold Loan Nemmara | Gold Loan Nedumangad |
| Gold Loan Nadapuram | Gold Loan Muvattupuzha |
| Gold Loan Mundakayam | Gold Loan Mannarkkad |
