Gold Loan is one of the best services in the category of financial services. This service helps people to overcome financial shortage by putting gold as collateral in the bank or NBFC in return for the loan amount. Also, the amount of loan solely depends upon the quality and quantity of Gold. Furthermore, people with Weak Credit Score can also avail this service very easily. 

Gold Loan Manjari Benefits

1. Firstly the Low-interest rate.
2. Secondly Faster processing as well as quick disbursal.
3. Thirdly, Your Gold ornament is safe as well as secured in a bank locker.
4. You can use the gold loan amount of money for any personal purpose.
5. Less paperwork 
6. Furthermore, Flexible repayment options moreover lower monthly outflow.
7. Beside that no processing fees.
8. No foreclosure charges.
9. Bad credit history, not an issue.
10. Instant Processing and Disbursal.
11. The loan is sanction very transparently.
12. Lastly, the applicant can borrow in thousands to a crore.
 

Gold Loan Manjari Interest Rates

In the case of Gold Loan, the credit is available at a low-interest rate. This is because the loan on gold comes in the category of secured loans. Moreover, the interest rate of gold is less than that of other loans. Though the Gold Loan rate keeps on changing with the passage of time as well as person to person. Gold Loan in Manjari  is available at 1% per month interest rate.
 
1. Gold Loan Interest rate - 10.70 %
2. Also, offer low processing fee -  0.85%
3. Moreover, Pre-closer charges range from 0 – 2 %.
4. Besides Tenure minimum of six months; maximum five year
5. Lastly Amount - Thousand to a crore
 

Types Of Gold Accept By Bank's / NBFC

Forms of Gold Ornament accept by the bank, but there is some limitation, ie.
1. Firstly the purity of the gold jewelry should lie in between 18 Karats to 22 Karats.
2. After that, the bank accepts the gold in the form of ornament.
3. Besides, that bank refused to take the raw gold for the Gold Loan.
4. Furthermore, you can get a gold loan by using gold coins that weigh less than Grams.
 

Gold Loan Manjari Features

  1. No income & salary criteria- Firstly, this service does not require any income check of the applicant
  2. CIBIL Score - Also, No CIBIL/Credit score is checked by the Banks/NBFC.
  3. Need to repay only the interest -  applicant has the option to pay only the interest during the tenure period of the entire gold loan
  4. Total Convenience - Also, the gold loan is the most convenient service in comparison to other services as it is known as a secured loan.
  5. Less Processing Time-  Lastly, No tedious, as well as lengthy documentation, is required in case of Gold loans
 

Gold Loan Manjari Eligibility 

1. Firstly, The age of the customer should not be less than 18 years.
2. Secondly, The applicant should be a citizen of India.
3. The applicant should have gold in an appropriate form.
4. The quality of the gold should be 18 karats to 22 karats.
 

To Get Gold Loan in Manjari Documents Required 

  1. Identity Proof: Verification documents required should be specifically among the following: Voter ID /Ration card /Aadhar card /Valid  Passport
  2. Signature Proof: The documents required as signature proof includes: Passport Copy/Banker’s verification/cheque
  3. Residence Proof: The documents required as proof of residence are: Telephone Bill/ Electricity Bill/ Rental bill /Trade license /Shop & Est. License/Sales Tax certificate.
  4. Documents required for the farmers are namely: Land Proof and Income proof
  5. Other: Two passports sized colored photographs.
 

How to apply for the Gold Loan Manjari?

Applying for the Gold loan in Manjari is effortless. So take the benefit of evolved technology and apply for a Gold loan without going anywhere. 
1. Firstly, You have to visit Online Gold Loan and need to fill up the application form.
2. Secondly, Then Customer representative will contact you and confirm some of the details. Then they will let you know the eligibility and fix your appointment with the banker. 
3. After that, The banker will come to your doorsteps to collect the required.
4. Besides that,  You need to visit once at the time of submission of Gold. After that, you will enter the bank with the gold and exit with the sanctioned loan.
 

Why Dialabank for online Gold Loan in Manjari?

1. First of all, www.dialabank.com offers a very easy process of application of the gold loan.
2. Secondly, the customer gets a good comparison of the interest rates of other banks as well.
3. Furthermore, the company provides the document pickup facility from your doorstep.
4. Finally, you will get the best as well as the lowest interest rate. Moreover, for more information call 9592046860 or 60011600 with your city code.

 

About Manjari

Manjri is a village four-kilometer from Hadapsar, India which is a suburban area around Pune. Moreover, Manjari railway station is one of the Pune Suburban Railway located on Pune - Daund section.. There are many banks as well as NBFC's provides the loan to the customer to overcome their need for money. To get Gold Loan in Manjari is very easy when you apply through Dialabank. We offer you the lowest interest rate as compared to others in the market. Call us 9592046860 or  (enter area) 60011600 for more details

 

FAQ

Q. How does Gold Loan Work?

Gold Loan is very simple to understand. Moreover, the Banks /NBFC provides you with funds against your gold ornament. The amount depends upon the gold weight.
 

Q.  Gold loan better than a Personal loan?

Yes, the Gold loan is better than personal Loan because in Gold Loan banks/NBFC's takes Gold ornament as well as a gold coin as collateral and in case of Personal loan it is un-secured and hence carries higher interest than a gold loan.
 

Q. Is Gold Loan secured?

Yes, it is important to note that the Gold Loan comes in the types of secured loans.
 

Q. What happens when you don’t repay a Gold Loan?

 If the applicant is unable to return the gold loan on time, then the bank is liable to sell his gold ornaments.
 

 Q. To get a loan on gold do I need a co-applicant?

 No, to avail loan on gold you don’t need any co-applicant 
 

Q. What is the best online platform to avail gold loan?

Dialabank is the best platform to get a loan. Dialabank provides you hassle-free process as well as the lowest interest rate in the market as compared to others.
 

Q. Is there any fee payable for the Gold Loan?

Yes, you have to pay the loan processing fee (non-refundable) as well as the Valuation fee.

 

Leading Gold Loan Providers (Click to Apply)
Manappuram Gold Loan

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GOLD LOAN INTEREST RATE

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