Gold Loan Udumalaipettai

AT 0.75%* INTEREST RATE
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Gold Loan Udumalaipettai

Major Gold Loan Providers in Udumalaipettai

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Udumalaipettai FeaturesGold Loan

A gold credit could be a fruitful arrangement to evacuate the monetary issues faced by the client. It is one of the finest money related apparatus that helps an individual to meet a specified sum without any bother. Dialabank can do that for you in a speedier and composed manner.

An individual who is not qualified for any other credit can apply for a gold loan. Many banks and NBFCs in India offer this monetary benefit that anybody can effortlessly take advantage of. The candidate can get up to 75 per cent of the showcase value of the gold indeed in sudden cost variances within the gold market.

Other features of the gold loan include any time liquidity, simple documentation and fast processing, overdraft limit varies depending on the market rate of gold, easy repayment schemes, no hidden charges, premiums calculated on daily reducing balance and a lot more exciting offers.

Gold Loan Udumalaipettai Interest Rates

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
Private Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

Documents for Gold Loan Udumalaipettai

The following documents are needed from the applicant:

  1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Adhaar card.
  2. Address Proof can be any of the following: Ration card/ Telephone or Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. 2 passport-size photographs.
  4. Signature Proof: Passport Copy/Driving License/Banker’s verification/Cheque.

Additional Documents Required for Gold Loan Udumalaipettai

  1. Certificate by a jewel appraiser (Bank will arrange).
  2. Land Proof: Agriculture Loan of more than Rs. 1 lac. The proof is not required for any allied agriculture purpose.
  3. A Demand Promissory Note.
  4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Udumalaipettai

  1. The applicant must be (minimum) 21 to 60 (maximum).
  2. Applicant’s nationality: Indian.

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Udumalaipettai

Online Process to Apply for Gold Loan Udumalaipettai

You can effectively apply for the Gold Credit inaccessible banks such as Private, Hub, HDFC and others through Dialabank online by filling up a straightforward user-friendly form. In a brief time, you may get a call from our prepared agentBesides, Dialabank gives you with pick-up office of your archives from your doorstep. Contact us at +919878981166.

Consider Dialabank as the most excellent stage to apply for a gold advance online, since it is evaluated the most excellent by its clients as:

  • Dialabank is the primary money related helpline in India giving the leading known monetary administrations to its clients all over the country.
  • Dialabank guides the clients cost-free because it charges no extra fetched of applying for a gold advance online on the site of Dialabank.
  • You can get a tall Loan-to-Value (LTV) of your gold with Dialabank.
  • Dialabank is associated with driving Banks such as HDFC, Private, Hub, Muthoot, Yes bank and many others.
  • The bank includes a good reputation among its clients since of its best and quick services.
  • Applying for a gold advance on Dialabank might get you low Gold Loan Interest Rate.
  • Dialabank gives an office of record pickup from the applicant’s doorstep to ease the process.
  • Processing your gold advance through Dialabank requires least paperwork.
  • Finally, Relationship supervisors are highly trained to direct and serve you within the whole handle.
Offline Process to Apply for Gold Loan Udumalaipettai

The candidate can also select an offline mode from the adjacent physical branches. This may be done by 

  • Looking ‘Gold Loan near me’ on google. 
  • It will enroll all the closest branches of banks and back companies giving credits close your area.
  • Select them concurring to your inclination and information
  • But in case you select to go with a physical branch which is close you, visit the responsible departments to apply for the credit.

A few banks and fund companies can favor the loan handle faster. Our proposals are HDFC Gold Credit branches and Muthoot Gold Credit branches. But once more, Dialabank can do this indeed speedier by taking care of all complex forms. Apply to urge get to to a few loaning monetary teach all over India and get a hassle-free involvement.

Processing Fees / Prepayment Charges on Gold Loan Udumalaipettai

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Udumalaipettai

Good CIBIL score is a must while applying for credit. It is fundamentally an establishment for your advance, for this reason, each loaning institution has guided criteria for the least required CIBIL score. Most of them require a minimum CIBIL score of 750 to handle your credit application without any failure.

Numerous institutions also conduct on the past credits taken by you, counting subtle elements on the sort of credit and the loan amount, instalment plans and on the off chance that all deadlines are met on time. Making beyond any doubt your CIBIL score is good recently applying for an advance could be a great help.

Gold Loan Udumalaipettai Agents

One of the most trusted gold loan agents in Udumalaipettai is Dialabank. You can apply online at Dialabank or give a call at +919878981166

Dialabank works as a bridge to discover the most excellent alternative between a few Banks and NBFCs by giving you an organized showcase comparison of distinctive banks. This dispenses with the worries about the complex data. So, make the correct choice with us. Visit our site Dialabank to fill a basic form and our Client Relationship Supervisors will get in touch with you.

Gold Loan Udumalaipettai Contact Number

Call +919878981166 for instant help and approval for Gold Loan in Udumalaipettai.

Pre Calculated EMI Table for Gold Loan Udumalaipettai

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Udumalaipettai

Udumalaipettai, moreover known as Udumalai and Udumalpet, a region in Tiruppur locale in Tamil Nadu. It is the central command of Udumalaipettai taluk and is exceptionally celebrated for turning plants. The town is beneath Udumalpet Administrative get together voting demographic.


 

Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.