Best banks for Gold Loans in Barpeta
Feature |
HDFC Bank |
Private Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Barpeta Features
Do you need any money for doing your regular tasks?
Are you going out of your cash reserves?
If yes, the gold loan online could save you from further financial problems. With the least amount of documentation required, the Gold loan can get easily verified and approved.
Why Gold Loan Barpeta?
Gold Loan Barpeta claims to provide financial assistance to the customers at the best available and affordable interest rates. For receiving a gold loan, an applicant should own a gold piece or gold article. Additionally, a good credit history along with a strong and sound income helps in the faster verification and approval process.
Plus, you can only take a gold loan of only up to 75 percent of the market value of gold, this happens only because of the variable market price of the gold.
Gold Loan Rate Per Gram Today in Barpeta
Updated - Gold Loan Per Gram Rate w.e.f Apr 16 2024 |
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| Gold Weight | Gold Purity 24 Carat |
Gold Purity 22 Carat |
Gold Purity 20 Carat |
Gold Purity 18 Carat |
| 1 gram | 4621 | 4290 | 3900 | 3510 |
| 10 gram | 46210 | 42900 | 39000 | 35100 |
| 20 gram | 93600 | 85800 | 78000 | 70200 |
| 30 gram | 140400 | 128700 | 117000 | 105300 |
| 40 gram | 187200 | 171600 | 156000 | 140400 |
| 50 gram | 234000 | 214500 | 195000 | 175500 |
| 100 gram | 468000 | 429000 | 390000 | 351000 |
| 200 gram | 936000 | 858000 | 780000 | 702000 |
| 300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
| 400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
| 500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
To know more about Gold Loan Per Gram you can visit: Gold Loan Per Gram
Gold Loan in Barpeta Interest Rates and Charges
|
Feature
|
Gold Loan
Interest Rate
|
Processing Fee
|
Tenure
|
| HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
| Private Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
| Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
| Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
| SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
| Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
| IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
| Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
| Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
| PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
| Canara Bank Gold Loan | 10.75% | 1 % | 6 - 12 Months |
| IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate
Gold Loan in Barpeta Documents required
- Identity Proof can be any of the following: Passport Copy/ Driving License/Aadhaar Card/ Voter ID Card or any other recognized govt. ID.
- Residence Proof can be any of the following: Ration card/ Telephone Bill/ Rental bill/ Copy of Passport/Trade license /Electricity Bill or other utility bills.
- Proof of Signature can be any of the following: Copy of Passport/Driving License/Cheque/ Banker’s verification/ etc.
- 2 passport size photographs are obligatory.
Additional Documents Required for Gold Loan Barpeta
- Proof of Land: For Agriculture Loan of more than Rs. 1 lac, no proof is requested for allied agriculture purposes.
- A Demand Promissory Note.
- The Bank participates to render the Certificate by the Jewel Appraiser.
- For Income proof, one has to exhibit a salary certificate and form number 16.
Gold Loan in Barpeta Eligibility Criteria
For Gold Loan in Barpeta, the Eligibility criteria are as follows:
- The loan applicant should identify himself/herself as an Indian citizen.
- The age of the aspirant should be in between 21 and 60 years.
Gold Loan Barpeta Agent and Contact number
As a leading Gold loan Barpeta Agent, Dialabank provides the best financial services to its clients. You can apply on Dialabank or reach 9878981166.
Dialabank aids you in analyzing the best choice between several banks and NBFCs by showing the complete structured market comparison. Once you do it, you understand your right choice without getting confused with the complex data. You should go to our website, fill and submit a form. You will get a call from our customer relationship manager to help in the whole process.
About Barpeta
In the lower Assam division, Barpeta district is an administrative district in the state of Assam. The district occupies an area of 3245 square kilometers and has a population of over 16 lakhs, as surveyed in 2011. Barpeta is renowned as a temple town or the Satra Nagari. It is also known for its natural beauty.
Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.
