Major Gold Loan Providers in Kannauj
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Kannauj Features
Looking for a secured loan? Nowadays, there are thousands of financial institutions available in the market dealing with millions of borrowers. The borrower must head on a suitable deal with an appropriate offer. Gold Loan is the best alternative available with a low-interest rate. So, Dialabank is here to lessen the burden of loan seekers!
Gold Loan Kannauj provides financial assistance to its customers at the easily affordable interest rates. All you need to have is a reliable source of income along with good credit history to make the verification and approval process faster. One can avail of a loan up to 75 percent of the market value of gold due to regular fluctuations in the market price of gold.
Gold Loan Kannauj Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
To check Gold Loan Interest Rate for all major banks you can visit: Loan against Gold Interest Rate
Documents for Gold Loan Kannauj
- Identity Proof: Passport Copy/ Voters ID card/ Driving License/ Aadhaar card.
- Address Proof: Passport copy/ Ration card/ Telephone or Electricity Bill/ Rental Agreement/ Trade license / Shop License/ Sales Tax certificate.
- Signature Proof: Passport Copy/ Driving License/ Banker’s verification or Cheque.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Kannauj
- Land Proof (In case of Agriculture Loan exceeding Rs. 1 lac; not required for allied agriculture purposes).
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser (Arranged by Bank for you).
- Income Proof (Salary Certificate and Form No.16)
Eligibility Criteria for Gold Loan
-
- Age limit: 21-60 years
- Nationality: Indian
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Kannauj
Online Procedure to Apply for Gold Loan Kannauj
- You can apply for the Gold Loan via Dialabank.
- Fill a simple online form.
- Get a call from our representative.
- Get a document pick-up service from your doorstep.
Dialabank is considered as the best platform to apply for a gold loan online as:
- We are India’s first financial helpline aiming to provide the best financial services all over the country.
- We guide our customers free of cost i.e. no additional charges to apply for a gold loan online on the website.
- Get a high LTV of your gold along with safety and security.
- We have a good reputation among the customer base for reliable services.
- Get a low-interest rate for affordable gold loans.
- We provide a document pickup facility from the doorstep of the customer to ease the process.
- Less paperwork/ documents required, making the accessibility easier and faster.
- Thoroughly trained Relationship managers to guide and serve you in the entire process.
Offline Process to Apply for Gold Loan Kannauj
The applicant also has an option to Apply Gold Loan from the nearby branches. For the purpose:
- Search Gold Loan near me on google
- All the branches of banks and finance companies providing loans near you will be shown
- Select them according to your preference and knowledge
- Visit the departments and apply for the loan
- You need to visit many times before than loan gets finally approved.
Dialabank can make the availing loan a piece of cake for you. Our experts, after going through all the documents present before you the best-suited offers for you.
Processing Fees / Prepayment Charges on Gold Loan Kannauj
CIBIL Score Required for Gold Loan Kannauj
Every lending institution has different criteria for the minimum CIBIL score, required for processing a Gold Loan application. Herein, maintaining a good CIBIL score is a prerequisite to apply for a loan. Most of them require a minimum score of 700-750 to process the application.
Most of these institutions also consider previously availed loans along with the amount borrowed. Delayed payments for the previously granted loans might create a hurdle for availing a fresh loan. So make sure your CIBIL score is good before applying for the same!
Gold Loan Kannauj Agents
One of the most trusted and leading gold loan agents all over the country is Dialabank. We help you in finding the best alternative by providing a detailed and structured market comparison of different banks. So you do not need to worry about the complex information and process; just make the right choice!
Visit our website and fill the application form details. Afterward, our Customer Relationship Manager will get in touch with you for further processing of the loan.
Gold Loan Kannauj Contact Number
For more information, contact 9878981166 or visit our website Dialabank
Pre Calculated EMI Table for Gold Loan Kannauj
About Kannauj
Kannauj is an ancient city located in Uttar Pradesh, India. The city is famous for the distilling of scents and is also known as India’s perfume capital. The place itself has more than 200 perfume distilleries and is a market center for tobacco, Ittar, and rose water. The city is served by two major railway stations and the nearest airport is in Kanpur, situated about 2 hours drive from the town.
Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.
Gold loan in other Cities
| Gold Loan Ujhani | Gold Loan Lalganj |
| Gold Loan Utraula | Gold Loan Bharthana |
| Gold Loan Vrindavan | Gold Loan Chandausi |
| Gold Loan Shamshabad | Gold Loan Amethi |
