Gold Loan Digboi

AT 0.75%* INTEREST RATE
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Gold Loan Digboi

Major Gold Loan Providers in Digboi

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Digboi Features

Do you want money to do your need full? Are you unable to do as do want to do? Do not worry about it. Just think about that how can you eradicate your problems? 

There is an option of a gold loan. You can avail a gold loan. The gold loan online requires less paperwork, as it is not much secured. So, it will get approved within 48 hours after the completion of the verification process.

gold loan digboi

At the best affordable interest rates, Gold Loan Digboi provide you financial help. You need to have a good source of income and a good credit history. 

For making your verification and loan approval faster, if you have a good income source and a good credit history.

Furthermore, due to the variations in the gold price, an individual can get up to 75% loan of the market value. 

Interest Rates for Gold Loan Digboi 

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
Private Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

To check Gold Loan Interest Rate for all major banks you can visit: Loan against loan Interest Rate
 

The proof requirements for Gold Loan Digboi

  1. At least one Proof of Identity from the following:
  • Aadhaar Card
  • Passport Copy
  • Voter ID Card
  • Driving Licence

2.At least one Address Proof from the following:

  • Ration Card
  • Electricity Bill
  • Rental Bill
  • Passport Copy
  • Trade Licence
  • Shop Licence 
  • Sales Tax Certificate

3. At least one Signature Proof from the following:

  • Cheque
  • Passport Copy
  • Banker’s Verification.
  • Driving Licence

4. 2 Passport Size Photos

Secondary Documents Required for Gold Loan Digboi

  • The demand for a Promissory Note
  • Certificate: The Jewel Appraiser(Bank will arrange it)
  • Land Proof is not required: In the case of Agriculture Loan of more than Rs. 1 lac.
  • Proof of Income: Salary Certificate and Form Number 16 as well.

Eligibility for Gold Loan Digboi

  1. The min. age of an individual: 21 years
  2. The max. age of an individual: 60 years
  3. Indian Citizen

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Digboi

Online Process to Apply for Gold Loan Digboi

Apply for the Gold Loan at Dialabank.

Just fill a simple form online. After this, our bank operators will call you. In addition, our bank will collect your documents from your doorstep.

If you want to know any kind of information about the gold loan, just click on this number 9878981144.

Our representative will contact you. After this, our representative will collect your documents from your location.

If you have any query, call on 9878981144.

For a gold loan rate per gram online application, Dialabank is taken into consideration as the best platform. The reasons are the following:

  • India’s first financial helpline: Dialabank
  • Best services all over the country.
  • Dialabank guides without any cost.
  • No additional charges for gold loan application.
  • Get a high LTV of your gold.
  • Dialabank has a good reputation.
  • Fast services provided by Dialabank.
  • Get a low-interest rate on gold loan.
  • Dialabank eases the process of gold loan by picking up your documents from your home.
  • Paperwork is less.
  • The relationship managers will tell you the whole process regarding the gold loan.
Offline Process to Apply for Gold Loan Digboi

An individual has an option for a gold loan from the nearby banks and branches. 

Search for the list of nearby banks and branches. Google will help you to find out various banks and branches. You can choose a nearby bank. But, if you prefer Dialabank, then your loan processing will be faster.

Then visit the bank and apply for the gold loan.

Visit the website Dialabank.com.

Processing Fees / Prepayment Charges on Gold Loan Digboi

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Digboi

Before applying for a gold loan, an applicant must have a good CIBIL score. It is the basic requirement for the processing of gold loan application in Digboi. An applicant must have a 750 minimum CIBIL score.

In addition,  the institution keeps a record of your previous loans that we have taken and of the type of loan you have taken from the bank. The gold loan will be approved if there are not any delayed payments of your previous loans. You must have a good CIBIL score.

Gold Loan Digboi Agents

Dialabank Agents: One of the leading and most trusted gold loan agents in Digboi.

 Apply online at Dialabank.com or a call at 9878981144.

Agents of Dialabank helps you to choose the best option.

Gold Loan Digboi Contact Number

Call at 9878981144

Pre Calculated EMI Table for Gold Loan Digboi

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Digboi          gold loan digboi

Digboi is a town in the Assam state, India. It is also known as the Oil City of Assam. Here, India Crude Oil was discovered. It is the body of the Digboi Municipality.

Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.

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