Major Gold Loan Providers in Rajam
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Rajam Features
Gold Loan Rajam Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rates
Documents for Gold Loan Rajam
- Passport Copy/ Voters ID card/ Driving License / Aadhaar card may be one of the following proofs of identification.
- Ration card / Tel, Electricity Bill / Rental bill / Passport copy / Trade license / Shop & Est can be one of the following address evidence.
- Certificate License / Sales Tax.
- Signature Evidence can be any of the following: Verification/cheque of Passport Copy / Driving License / Banker.
- 2 Passport Photographer
Additional Documents Required for Gold Loan Rajam
- Property Proof: Loan of more than Rs . 1 lac in the case of inflation. The proof isn’t really needed for the purposes of the ally agricultural sector.
- A Statement Promissory on Requests.
- The Jewel Appraiser’s Certificate (Bank will arrange).
- Evidence of Income: Certificate of Pay and Form No.16.
Eligibility Criteria for Gold Loan Rajam
- The individual’s average requirement will be 21 years, and up to a maximum of 60 years.
- Is only of Indian nationality.
GOLD LOAN @ 0.75%*
APPLY NOW
How to Apply for Gold Loan Rajam
Online Process to Apply for Gold Loan Rajam
- Only fill in an easy online form.
- You will be getting a call right from our representative after that.
- You’ll also get a receipt from your doorstep to pick up service.
- You can inquire at any time for more questions on 9878981166.
-
Dialabank is India’s 1st monetary helpline; providing customers across the country with the best financial sector.
-
Dialabank directs the clients cost-free. After all, there is no extra charge on the Dialabank website for qualifying for a gold loan online.
-
Another thing is you’ll get your gold huge LTV.
-
Apart from that, due to its easiest and effective services, the bank has a strong relationship with the customers.
-
If you submit for a dialabank gold loan, you will receive a low Gold loan interest rate.
-
Dialabank has a data pick-up facility to assist in the process from the client’s doorstep.
-
Only very little paperwork is needed when applying for a gold loan through Dialabank.
-
Lastly, Relationship managers are professionally qualified to direct and support you through the entire Gold Loan process.
Offline Process to Apply for Gold Loan Rajam
- The client also has a choice from nearby branches to obtain Gold Loan.
- To use it, google search for the Gold Loan close me.
- This will recruit all branches of banks and finance businesses that offer loans near you.
- You need to choose them based on your preferences and experience, but Dialabank will do it for you in an easier, better way.
- Users then have to visit certain organizations and apply for the loan and visit several times until the loan is eventually accepted.
- Many banks and finance firms are subsidiaries of Gold Loan, where this method is even easier.
- You should take advantage of Gold Loan Branches loans.
- Check Gold Loan near me as well, as to include a branch nearby.
- Google must recruit all of the surrounding Gold Loan Branches.
Processing Fees / Prepayment Charges on Gold Loan Rajam
CIBIL Score Required for Gold Loan Rajam