Best Banks for Gold Loan in Tanuku
|
Feature
|
Manappuram
|
Axis Bank
|
Yes Finance
|
|
Interest Rate
|
9.90%
|
12.50%
|
9.99%
|
|
Min Loan Amt
|
Metro : 25000, Non : 15000
|
25000
|
15000
|
|
Max Loan Amt
|
1 Cr
|
1 Cr
|
1 Cr
|
|
Loan Tenure
|
3 months to 24 months
|
9 months to 24 months
|
1 month to 24 months
|
|
Processing Fee
|
0.25% to 1.50% of the Loan Amt
|
0.25% to 1.50%
|
Nil
|
|
Preclosure Chgs
|
2%, Nil foreclosure charges after 3 months
|
2%, Nil foreclosure charges after 9 months
|
Nil
|
|
Overdraft Facility
|
Yes
|
Yes
|
Yes
|
|
Pay Only Interest Facility
|
Yes
|
Yes
|
Yes
|
|
Gold Rate Per Gram
|
3,124
|
3,073
|
3,069
|
Gold Loan Tanuku Features
The solution required for availing more cash?
Dialabank is there with a solution, which is Gold Loan Tanuku!
The loan is provided with the least documentation. It is a secured type of loan, with money provided in 2-3 hours.
Financial help is given at low-interest rates. A good income source is a must for the applicant.
The loan is provided up to 75% of the market price of gold due to its varied prices.
Gold Loan Rate Per Gram Today in Tanuku
Updated - Gold Loan Per Gram Rate w.e.f Apr 20 2024 |
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| Gold Weight | Gold Purity 24 Carat |
Gold Purity 22 Carat |
Gold Purity 20 Carat |
Gold Purity 18 Carat |
| 1 gram | 4621 | 4290 | 3900 | 3510 |
| 10 gram | 46210 | 42900 | 39000 | 35100 |
| 20 gram | 93600 | 85800 | 78000 | 70200 |
| 30 gram | 140400 | 128700 | 117000 | 105300 |
| 40 gram | 187200 | 171600 | 156000 | 140400 |
| 50 gram | 234000 | 214500 | 195000 | 175500 |
| 100 gram | 468000 | 429000 | 390000 | 351000 |
| 200 gram | 936000 | 858000 | 780000 | 702000 |
| 300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
| 400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
| 500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan in Tanuku Interest Rates and Charges
|
Feature
|
Gold Loan
Interest Rate
|
Processing Fee
|
Tenure
|
| HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
| Private Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
| Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
| Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
| SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
| Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
| IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
| Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
| Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
| PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
| Canara Bank Gold Loan | 10.75% | 1 % | 6 - 12 Months |
| IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Gold Loan in Tanuku Documents Required
Applying for a gold loan requires:
- Address proof (Telephone or Electricity Bill/ Ration card/ Rental bill/ Passport copy/Sales Tax certificate/Trade license /Shop & Est License: any one of them).
- Secondly, proof of identity (Voter’s ID card/Passport Copy/ Driving License/Aadhaar card: any one of them).
- Thirdly, 2 Passport sized photographs.
- Finally, signature proof (Passport Copy/Driving License/Banker’s verification/cheque: any one of them).
Additional Documents Required for Gold Loan in Tanuku
You will have to submit:
- A Demand Promissory Note
- The Certificate from the Jewel Appraiser (that bank will arrange)
- A Land Proof (For Agriculture Loan more than Rs. 1 lac and not required for allied agriculture purposes)
- Income Proof in form of a Salary Certificate and Form No.16.
Gold Loan Tanuku Eligibility Criteria
Minimum age of the applicant must be 21 years to maximum 60 years and the nationality should be Indian.
How to Apply for Gold Loan Tanuku
Online Process to Apply for Gold Loan in Tanuku
We recommend Private, Axis, HDFC and others to apply for a loan or reach Dialabank online by filling up simple user-friendly form details.
Dialabank provides you with pick-up facility of your documents from your door in and around Tanuku. In a short while, you will receive a call from our highly trained representatives.
Further information can be obtained at +919878981166.
Dialabank is well-rated among its customer base as:
- Dialabank is the first financial helpline in India providing the best known financial services to its customers in the country.
- Processing your gold loan via Dialabank requires minimal paperwork/documents.
- You can get a high Loan-to-Value (LTV) of your gold with us.
- Dialabank charges no additional cost of applying for a gold loan online on the website given below.
- Dialabank is connected to HDFC, Private, Axis, Muthoot, Yes bank and a lot more of them.
- Besides that, the bank has a high reputation among its customers because of its best and fast procedures.
- Applying for a gold loan on Dialabank will get low Gold Loan Interest Rates.
- Dialabank provides a facility of document pickup from the applicant’s doorstep to ease everything for you.
- Finally, Relationship managers are highly trained to guide and serve you in the entire process of Gold Loan approval.
Offline Process to Apply for Gold Loan Tanuku
Alternately, the applicant can refer to the offline method of application by searching ‘Gold Loan near me’ or Gold Loan Tanuku on google. The closest bank branches and finance companies providing loans near your location, then select them according to your preference and knowledge. However, Dialabank can do that for you easily.
Some banks and finance companies can approve the loan process faster. Our recommendations are HDFC Gold Loan branches and Muthoot Gold Loan branches. But if you choose to go with a physical branch which is near you, you might have to visit the responsible departments to apply for the loan, again and again, before than loan gets finally approved as it is a complex process.
Processing Fees / Prepayment Charges on Gold Loan Tanuku
CIBIL Score Required for Gold Loan Tanuku
No CIBIL score is required for Gold Loan, it is just a gold article you need to have.
A good CIBIL score is a must before applying for a loan other than a gold loan, which a foundation for your application. Every lending institution has its own criteria for the minimum required CIBIL score for processing a Loan application in Tanuku. Most of the institutions require a minimum CIBIL score of 750 to process your loan application.
Many firms also look at the detailed behaviour on the previous loans taken by you, including details on the type of loan and the loan amount, payment schedules and if all deadlines are met while repayment. CIBIL score should be good before applying for a loan is always a good deed.
Gold Loan Tanuku Agents and Contact Number
Dialabank is a trustworthy Gold Loan Agent all across Tanuku. Apply online at Dialabank or contact 9878981166.
Employees of Dialabank are there to guide you correctly. Our company shows comparison details between bank and NBFCs so that you get the best and you need not worry even a bit about any complex processes and procedures.
Contact 9878981166 for help and get quick approval of your Gold Loan in Tanuku.
Pre Calculated EMI Table for Gold Loan Tanuku
About Tanuku
The city of Tanuku is located in the West Godavari district of Andhra Pradesh. It is the political capital of West Godavari district and is ranked as the fifth largest town in the West Godavari district after Eluru, Bhimavaram, and Palakollu in terms of the population. The place has a population of around 1,10,000 and enjoys historic and mythological significance.
Other Cities for Gold Loan
| Gold Loan Nandyal | Gold Loan Chinnamiram |
| Gold Loan Markapur | Gold Loan Vidyanagar |
| Gold Loan Proddattur | Gold Loan Bobbili |
| Gold Loan Chilakaluripet | Gold Loan Bapatla |
Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.
