Best banks for Gold Loans in Sultanpur
Feature
|
Manappuram
|
Axis Bank
|
Yes Finance
|
Interest Rate
|
9.90%
|
12.50%
|
9.99%
|
Min Loan Amt
|
Metro : 25000, Non : 15000
|
25000
|
15000
|
Max Loan Amt
|
1 Cr
|
1 Cr
|
1 Cr
|
Loan Tenure
|
3 months to 24 months
|
9 months to 24 months
|
1 month to 24 months
|
Processing Fee
|
0.25% to 1.50% of the Loan Amt
|
0.25% to 1.50%
|
Nil
|
Preclosure Chgs
|
2%, Nil foreclosure charges after 3 months
|
2%, Nil foreclosure charges after 9 months
|
Nil
|
Overdraft Facility
|
Yes
|
Yes
|
Yes
|
Pay Only Interest Facility
|
Yes
|
Yes
|
Yes
|
Gold Rate Per Gram
|
3,124
|
3,073
|
3,069
|
Gold Loan Sultanpur Features
Do you need any cash for doing your important tasks?
Are you worried about your savings?
With minimum paperwork or documentation needed, Gold loans are considered to be easy and secured loans that one can take. You can get your loan verified and approved within lesser time as compared to any other banking activity.
Why Gold Loan Sultanpur?
Gold Loan Sultanpur claims to give financial support to the customers at the best available and affordable interest rates. For getting a gold loan, an applicant should own a gold piece or gold article. Additionally, a good credit history along with a strong and sound income helps in the faster verification and approval process.
Also, you can only take a loan of only up to 75 percent of the market value of gold, this happens only because of the changeable market price of the gold.
Gold Loan Rate Per Gram Today in Sultanpur
Updated - Gold Loan Per Gram Rate w.e.f Apr 20 2024 |
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Gold Weight | Gold Purity 24 Carat |
Gold Purity 22 Carat |
Gold Purity 20 Carat |
Gold Purity 18 Carat |
1 gram | 4621 | 4290 | 3900 | 3510 |
10 gram | 46210 | 42900 | 39000 | 35100 |
20 gram | 93600 | 85800 | 78000 | 70200 |
30 gram | 140400 | 128700 | 117000 | 105300 |
40 gram | 187200 | 171600 | 156000 | 140400 |
50 gram | 234000 | 214500 | 195000 | 175500 |
100 gram | 468000 | 429000 | 390000 | 351000 |
200 gram | 936000 | 858000 | 780000 | 702000 |
300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan in Sultanpur Interest Rates and Charges
Feature
|
Gold Loan
Interest Rate
|
Processing Fee
|
Tenure
|
HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
Private Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
Canara Bank Gold Loan | 10.75% | 1 % | 6 - 12 Months |
IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Gold Loan in Sultanpur Documents required
- Identity Proof can be any of the following: Aadhaar/Passport Copy/ Driving License/ Voter ID Card or any other recognized govt. ID.
- Residence Proof can be any of the following: Telephone Bill/ Rental bill/ Copy of Passport/Electricity Bill or other utility bills.
- Proof of Signature can be any of the following: Cheque/Copy of Passport/Driving License/Banker’s verification/ etc is required.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Sultanpur
- Proof of Land: If taking an agriculture Loan of more than Rs. 1 lac, no proof is requested for allied agriculture purposes.
- A Demand Promissory Note.
- The Bank participates to show the Certificate by the Jewel Appraiser.
- For Income proof, one has to prove their income eligibility by a salary certificate and form number 16.
Gold Loan in Sultanpur Eligibility Criteria
For Gold Loan in Sultanpur, the Eligibility criteria are as follows:
- The loan applicant should identify themselves as Indian citizens.
- The age of the aspirant should be in the bracket of 21 to 60 years.