Gold Loan Kavali

Best Banks for Gold Loan in Kavali

Gold Loan Kavali Features

The gold loan provided by dialabank is the best in the city and you will not be disappointed by our services since it is best in class. we offer several features, some of them are:

1. The interest rate is payable the only amount of the overdraft that you use.
2. Avail Loan up to Rs.1 Crore or more & up to 70% of the value for any purpose
3. 100% Safety & Security of your Gold Jewellery
4. Get your Loan processed in less than 30 minutes
5. Enjoy Anytime Liquidity and lower interest rates.
6. No EMI, Service only Interest and enjoy the Loan facility
7. Simple documentation and fast processing
8. Overdraft limit varies depending on the market rate of gold

Gold Loan in Kavali Interest Rates and Charges

To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate

Gold Loan in Kavali Documents Required

1. Address Proof from any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
2. Signature Proof can be any of the following: Passport Copy/Driving License/Banker’s verification/cheque.
3. Proof of Identity can any of the given: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
4. 2 passport size photographs of the applicant.

Additional Documents Required for Gold Loan Kavali

1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
2. A Demand Promissory Note.
3. Certificate by the Jewel Appraiser (Bank will arrange it for the applicant).
4. Income Proof: Salary Certificate and Form No.16

 Gold Loan in Kavali Eligibility Criteria

1. The minimum age requirements of the applicant should be 21 years and a maximum of up to 60 years.
2. The applicant must possess INDIAN nationality.

How to Apply for Gold Loan Kavali

Online Process to Apply for Gold Loan Kavali

You can apply for the HDFC Bank Gold Loan at Dialabank. The process is straightforward. To begin, You have to fill a simple form online.

After that, you will get a call back from our side. Furthermore, you will get a document to pick up facility from your doorstep. For more information, you can call on 9878981166.

Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.

1. Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
2. The bank has a good reputation among the customers because of its best services.
3. While applying for a gold loan through Dialabank, very little paperwork is required.
4. Get a high LTV of your gold.
5. Relationship managers are trained enough to guide you in the entire process of Gold Loan.
6. Another reason, if you apply for a gold loan on Dialabank, then you will get a low HDFC Gold Loan Interest Rate.
7. Dialabank provides a document pickup facility from the doorstep of the customer.
8.  Dialabank guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online on the website of Dialabank.

Offline Process to Apply for Gold Loan Kavali

The offline process is not as fast as the online process but still, we have many options for you if you want to take a gold loan offline.

Mostly the preferred bank is HDFC gold loan branches and Muthoot gold loan and they will not disappoint you in customer service.

The applicant also has an option to avail of an HDFC Gold Loan from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the neighboring departments from where you can avail of the loan. Then, you will have to visit again and again until the loan approval.

Thus, it can be a very tiring and time-consuming process. You can avail loans from HDFC Gold Loan Branches.

Another good option to find a branch that is nearby, search Muthoot Gold Loan near me. Google will enlist all the Muthoot Gold Loan Branches near you.

Processing Fees / Prepayment Charges on Gold Loan Kavali

CIBIL Score Required for Gold Loan Kavali

Maintaining a good CIBIL score is easy, you need to have a good source of income and credit history,

A good CIBIL score helps to get the loan process faster.

Most institutions require a minimum score of 750 to process your loan application. Every lending institution has its own criteria for the minimum CIBIL score required for processing a Gold Loan application in Kavali, so maintain constancy in your CIBIL score

The institutions don’t just look at the overall score but also the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.