Best banks for Gold Loans in Kodad
Feature |
HDFC Bank |
Private Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Kodad Features
Are you low on savings?
Afraid of losing your wealth?
If yes, a gold loan is the best alternative you can go for right now. Since gold loans are secured and require minimum paperwork, you can get it verified and approved within less time.
What are some Gold Loan Kodad features?
Gold Loan Kodad helps customers by giving financial assistance at the best available affordable interest rates on gold loans. For being qualified to take a gold loan, having a gold ornament or article or a piece of gold is the only necessity.
To avoid any inconvenience, an applicant should have a good credit history and should also be earning a decent source of income.
You can’t take more than 75 percent of the gold’s market value, this generally happens due to the fluctuation in the gold’s market prices.
Gold Loan Rate Per Gram Today in Kodad
Updated - Gold Loan Per Gram Rate w.e.f Apr 19 2024 |
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| Gold Weight | Gold Purity 24 Carat |
Gold Purity 22 Carat |
Gold Purity 20 Carat |
Gold Purity 18 Carat |
| 1 gram | 4621 | 4290 | 3900 | 3510 |
| 10 gram | 46210 | 42900 | 39000 | 35100 |
| 20 gram | 93600 | 85800 | 78000 | 70200 |
| 30 gram | 140400 | 128700 | 117000 | 105300 |
| 40 gram | 187200 | 171600 | 156000 | 140400 |
| 50 gram | 234000 | 214500 | 195000 | 175500 |
| 100 gram | 468000 | 429000 | 390000 | 351000 |
| 200 gram | 936000 | 858000 | 780000 | 702000 |
| 300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
| 400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
| 500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
To know more about Gold Loan Per Gram you can visit: Gold Loan Per Gram
Gold Loan in Kodad Interest Rates and Charges
|
Feature
|
Gold Loan
Interest Rate
|
Processing Fee
|
Tenure
|
| HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
| Private Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
| Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
| Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
| SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
| Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
| IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
| Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
| Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
| PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
| Canara Bank Gold Loan | 10.75% | 1 % | 6 - 12 Months |
| IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate
Gold Loan in Kodad Documents required
- Identity Proof can be any of the following: Aadhaar/Passport/ Driving License/ Electoral Photo ID Card or any other recognized govt. ID.
- Address Proof can be any of the following: Telephone Bill/ Rental bill/ Passport/Bill of Electricity/ Trade License or other utility bills.
- Proof of Signature can be any of the following: Cheque/Passport/License for Driving/Banker’s verification/ or other records is necessary.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Kodad
- Proof of Land: No substantial proof is required for allied agriculture purposes if you are taking an agriculture loan of more than 1 lac rupees.
- A Demand Promissory Note.
- The Bank provides the Certificate by the Recognized Jewel Appraiser.
- For Income proof, one has to confirm their monthly income by a salary certificate and form number 16.
Gold Loan in Kodad Eligibility Criteria
For Gold Loan in Kodad, the Eligibility criteria need two things:
- The candidate needs to identify themselves as Indian citizens.
- The candidate should not exceed the age of 60 years while also not precede the age of 21 years.
Gold Loan Kodad Agent and Contact number
As one of the most reliable Gold loan Kodad Agents, Dialabank claims to deliver the best financial services to its customers. You can apply both on the Dialabank website or call on 9878981166.
By providing an unbiased and neutral market comparison of different banks and finance companies, Dialabank helps you make the best choices for yourselves. Once you’re done, you might realize the best choice for your gold loan. WIthout deceiving people with complex information, Dialabank ensures to reveal gold loan schemes much clearly. You can go to the website of the Dialabank, submit a form with your detail. And then, our relationship managers will connect with you for further aid.
About Kodad
In the Indian state of Telangana, Kodad is a town in the Suryapet district. It is also a municipality and the Mandal headquarters of Kodad Mandal in the Kodad revenue division. 44 kilometers away from the district Suryapet, it lies on the National Highway 65 connecting Hyderabad and Vijayawada.
हिंदी में जानने के लिए यहाँ क्लिक करें:गोल्ड लोन कोडाद
