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Personal loan

Call us on 60011600 (City Code) or 9878981166


Are you eligible for getting a Personal Loan from any financial institution? There are some Eligibility Criteria regulated by Banks to get a loan. You must be eligible if you want finance to meet your requirement. Check your Eligibility in 1 minute. Apply Online and get Dialabank for you.

Eligibility Criteria For Personal Loan

Salaried People
Parameters Metro Tier-2 Tier-3 Tier-4
CitizenShip Indian Same as Metro Same as Metro Same as Metro
Minimum Age 21 Yrs Same as Metro Same as Metro Same as Metro
Maximum Age 58 / 60 Years at
Loan Maturity
Same as Metro Same as Metro Same as Metro
Salary 18,000 12,000 10,000 10,000
Experience Overall 3 years Same as Metro Same as Metro Same as Metro
Telephone / Mobile Mandatory Mandatory Mandatory Mandatory
Current Experience One year One Year One Year One Year
Salary in Cash Not Applicable Same as metro Same as Metro Same as metro

 

Self Employed People
Parameters Metro Tier-2 Tier-3 Tier-3
Citizenship Indian Same as Metro Same as metro Same as Metro
Minimum Age 25 /28 Yrs Same as Metro Same as metro Same as Metro
Maximum Age 65 Year at the
Loan Maturity
Same as Metro Same as metro Same as Metro
ITR required 2.5 lakhs - 3.0 Lakh Same as Metro Same as metro Same as Metro
Residence Office or Home
should be Owned
Same as Metro Same as metro Same as Metro
Telephone / Mobile Mandatory Mandatory Mandatory Mandatory
Business Stability Business Should be running
from last 3 years
Same as Metro Same As metro Same as Metro

 

Special Note: Bank does not provide Personal Loan to poor credit holders. However; one can fulfill their financial requirement with a Gold Loan easily.

 

  1. Axis Bank Personal Loan
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  4. ICICI Bank Personal Loan
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  7. Personal Loan from other banks