Car Loan Karamadai

Dialabank is India’s First Financial Helpline that helps you to compare and get the best Financial Deal in Karamadai. Compare car loan offers across all leading banks (like HDFC Bank, Axis Bank, SBI, etc.) with us and we will help you to get the suitable loan deal for you.

Car Loan offers flexible repayment option at the low-interest rate with no processing fee. It is a quick process i.e. loan is approved within 48 hours. We provide car loan on both new and used cars at the lowest interest rate in Karamadai with minimum documentation. The loan amount depends on the person’s credit history and his/her repaying capacity.

Features and Benefits of a Lakshmi Vilas Bank Car Loan from Dialabank.com

  1. We offer extremely quick service
  2. The minimum loan amount is Rs.1 lakh, and maximum Loan amount depends upon the price of the car, varies with the car model, profile of the customer etc.
  3. The maximum loan amount is up to 90% of the ex-showroom price of the car
  4. LTV (Loan to value) of up to 90% of the ex-showroom price of the car
  5. Repayment period ranges from 1 to 5 years
  6. Loans are approved within 24 hours after the documentation process
  7. Prepayment is allowed after 6 months from the disbursement of the loan

Eligibility Criteria for Car Loan

SALARIED INDIVIDUALS

  1. Minimum age of Applicant: 21 years.
  2. Maximum age of Applicant at loan maturity: 58 years.
  3. Minimum employment: 1 year in current employment and minimum 2 years of employment.
  4. Minimum Annual Income: Rs 100000 net annual income.
  5. Telephone: Must at the residence.

SELF – EMPLOYED 

  1. Minimum age of Applicant: 21 years
  2. Maximum age of Applicant at loan maturity: 65 years
  3. Minimum employment: At least 3 years in business
  4. Minimum Annual Income: Net profit Rs. 60000 p.a for standard cars and Rs.100000 p.a. for mid-sized and premium cars
  5. Telephone: Must at the residence

Interest Rates

Interest Rates

9.20%*

Collateral Required

Hypothecation of the car

Loan Tenure

1 Yr to 5 Years

Max Funding

Up to 90% of Car Value

Pre-Closure Charges

0 % to 4 % of the outstanding loan amount

 

Fees and Charges of Car Loan

Type Of Loan

Time Period from the 1st EMI

Foreclosure charges

New Car Loan

within 1 year

4 % of POS

within 13-24 months

3% of POS

post 24 months

Zero Foreclosure

 

Fees & Charges

Stamp Duty

At Actuals

Late Payment Penalty

2% per month

Processing fees

Up to 2.5 Lacs: Rs.2825

Over Rs. 2.51 Lakhs up to 4 Lakhs: Rs. 3850/-<

Maximum 5000

*SPECIAL OFFER from DialaBank: Rs.1750/-*

Cheque swapping charges

NIL

Loan cancellation / re-booking charges

In the event of cancellation, interest charges from disbursement date till refund of disbursement amount will be borne by the customer

Duplicate Repayment Schedule charges

NIL

Legal, Repossession & Incidental charges

At Actuals

Duplicate no due certificate / NOC

NIL

CIBIL Charges (only on request)

Rs. 50/-

Loan Reschedulement charges

Rs. 1000/-

Special NOC

NIL

 

About Karamadai

Karamadai is located near Mettupalayam, a suburb of Coimbatore in the Indian state of Tamil Nadu. It is a northern suburb of Coimbatore city, located on Coimbatore-Ooty NH 67. It has a population of 27,799. A famous Shiva temple Nanjundeswarar temple is present, built by Shaivites descendants of Chola clan.

Car Loan

How to Apply?

Apply online on www.dialabank.com

Leading Car Loan Providers

  1. HDFC Car Loan
  2. Bank of Baroda Car Loans
  3. Canara Bank Car Loan
  4. IndusInd Bank Car Loan
  5. State Bank of Hyderabad Car Loan
  6. SBI Car Loan
  7. ICICI Bank Car Loan
  8. AXIS bank Car Loan

 

Used Car Loan EMI Calculator

SIP Calculator
EMI Calculator SIP Calculator
 

Call us on 600 11 600 (Single Number across 18 Cities)

Delhi | Mumbai | Kolkata | Bangalore | Hyderabad | Ahmedabad | Chandigarh | Jalandhar | Ludhiana | Chennai | Pune | Jaipur | Lucknow | Baroda | Surat | Indore | Coimbatore | Bhopal

 

Disclaimer: The information provided on www.dialabank.com is collected from public sources and is believed to be accurate and genuine. This site should be used as an information provider for different product offerings of Insurance companies and the visitor should make an independent verification with the Insurance companies to verify the claims made in the policy before making any purchase. The decision to Apply and/or Purchase a policy is at the sole and complete discretion of the website visitor and Dialabank.com cannot guarantee or can be held liable for loss or damage caused by claims made by insurance companies through their agents, partners, products or services, directly or indirectly.