What is Bajaj Finance Personal Loan?

Bajaj finance personal loan is a convenient and easy way to get finance for an immediate requirement.  If you are looking for a financial help, Bajaj Finserv is the best option. You can apply online and get an instant approval for Bajaj Finserve personal loan. Personal loans can be taken for any reason to meet the financial needs. By availing a personal loan from Bajaj Finance, you can get various benefits and features.

Bajaj Finance gives you an instant approval within 2 hours. All you need a good CIBIL score and a listed company. Know more about Bajaj Finance personal loan. Apply now and get expert's assistance for your loan.

What are the benefits of Bajaj Finance Personal Loan?

Bajaj Finance offers endless benefits. It is an easy, convenient, hassle-free, and multi-purpose loan.  Given below are the benefits of Bajaj Finance Personal Loan:

  1. Lending up to 25 Lacs.
  2. Great offers that can be availed Online
  3. Quick Approval.
  4. Part-Payment facility
  5. Zero Fore-Closure Charges
  6. Flexi-Pay Schemes
  7. Online Account Access
  8. Doorstep Services
  9. You can contact us on the number- 98789-81166


Bajaj Finance Personal Loan Eligibility

Check your eligibility for Bajaj personal loan. To get a personal loan, you must fit these eligibility criteria:

Salaried People

  1. Citizenhip: Indian
  2. Minimum Age: 21 Yrs
  3. Maximum Age: 58 / 60 Years at loan maturity
  4. Salary
    1. Metro: 40,000
    2. Tier-2: 30,000
    3. Tier-3: 30,000
  5. Experience: Overall 3 years
  6. Telephone / Mobile: Mandatory
  7. Current Experience: 1 year
  8. Salary in Cash: Not Applicable
  9. Company must be listed with Bajaj

Self Employed People

  1. CitizenShip: Indian
  2. Minimum Age: 25 /28 Yrs
  3. Maximum Age: 65 Year at the Loan Maturity
  4. ITR required: 2 lakhs - 3.0 Lakh
  5. Residence: Office or Home should be Owned
  6. Telephone / Mobile: Mandatory
  7. Business Stability: Business Should be running from last 3 years

Documents Required For Bajaj Finserv Personal Loan

Salaried People Self Employed People
Latest 2 Months Salary Slips Last 2 Years balance Sheet Verified by CA
Latest 6 month bank statements (Savings or Salary A/C)
Last 2 Years Form 16
2 Passport Size photographs
Photocopy of Pan Card
Address Proof: Electricity bill/ Telephone Bill

Bajaj Finserv Personal Loan Interest Rates

For Instant Loan Approvals Up to 25 Lacs
Parameters Applicable Charges
Interest Rate 14% to 22%
Processing Fees 2% to 3% of Loan Amount
Foreclosure Charges NIL
EMI Bounce Charges Rs. 1000 per bounce


About Bajaj Finserv: Bajaj Finance Ltd, also known as Bajaj Finserv is one of the biggest companies in India which deal with Products like Personal Loan, Business Loan, Home Loan, Gold Loan, Two-Wheeler Loan, Consumer Durable Loan and Credit Card.


Leading Personal Loan Providers (Click to Apply)

  1. HDFC Personal Loan
  2. Axis Bank Personal Loan
  3. SBI Personal Loan
  4. ICICI Bank Personal Loan
  5. Citibank Personal Loan
  6. Bandhan Bank Personal Loan
  7. Fullerton India Personal Loan

Bajaj Finance Personal Loans Calculator Personal Loans Interest Rates
Personal Loans Calculator Personal Loans Interest Rates

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