What is Standard Chartered Bank Personal Loan?

Standard Chartered Bank provides personal loans to PSUs, corporate employees, government departments, institutions, self-employed persons, etc. It is a foreign bank which has its headquartered in London and has 99 branches in 42 cities across India. Standard Chartered is one of the largest banks in the country and is operating in India since 1858. It has products like personal loans, vehicle loans, home loans, education loans and loan against property.

What are the benefits of Standard Chartered Bank Personal Loan?

Standard Chartered Bank personal loan, is a multi-purpose loan which can be availed for events like a wedding, for going to your dream destination or for any other personal need. Its benefits include:

  1. Lending up to 30 Lacs for salaried individuals and 10 lakhs for self-employed person.
  2. Great offers that can be availed online.
  3. Quick approval.
  4. Easy documentation
  5. Doorstep services
  6. No collateral or guarantor required.
  7. You can contact us on the number- 987-898-1166

Standard Chartered Bank Personal Loan Eligibility

Salaried People

  1. CitizenShip: Indian
  2. Minimum Age: 21 Yrs
  3. Maximum Age: 58 / 60 Years at loan maturity
  4. Salary
    1. Metro: 18,000
    2. Tier-2: 12,000
    3. Tier-3: 10,000
    4. Tier-4: 10,000
  5. Experience: Overall 3 years
  6. Telephone / Mobile: Mandatory
  7. Current Experience: 1 year
  8. Salary in Cash: Not Applicable

Self Employed People

  1. CitizenShip: Indian
  2. Minimum Age: 25 /28 Yrs
  3. Maximum Age: 65 Year at the Loan Maturity
  4. ITR required: 2.5 lakhs - 3.0 Lakh
  5. Residence: Office or Home should be Owned
  6. Telephone / Mobile: Mandatory
  7. Business Stability: Business Should be running from last 3 years

Documents Required For Standard Chartered Bank Personal Loan

Salaried People Self Employed People
Latest 2 Months Salary Slips Last 2 Years balance Sheet Verified by CA
Latest 6 month bank statements (Savings or Salary A/C)
Last 2 Years Form 16
2 Passport Size photographs
Photocopy of Pan Card
Address Proof: Electricity bill/ Telephone Bill

Standard Chartered Bank Personal Loan Interest Rates

For Instant Loan Approvals
Parameters Applicable Charges
Interest Rate 12.99% to 22%
Processing Fees 1% of Loan Amount
Foreclosure Charges 4% of Loan Amount
EMI Bounce Charges Rs. 1000 per bounce

Special Note: We do not provide personal loans to bad credit holders, however, you can fulfill your finance requirements with Gold Loan easily.

Leading Personal Loan Providers (Click to Apply)

  1. HDFC Personal Loan
  2. Fullerton India Personal Loan
  3. Axis Bank Personal Loan
  4. PNB Personal Loan
  5. SBI Personal Loan
  6. ICICI Bank Personal Loan
  7. Citibank Personal Loan
  8. Bandhan Bank Personal Loan

Personal Loan Calculator Personal Loan Interest Rates
Personal Loan Calculator Personal Loan Interest Rates

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