Most of the people around us today are running after money. Every businessman wants to grow his business to earn more profit, or anyone who is employed wants to increase the amount on their paycheque. But most of the people fail to plan for their future. If you want to take some rest from your work before you die, you must start planning early for your retirement. And even if you don't want a retirement you must plan to have a decent living because the inflation is rising at such a high rate.
For your money planning, you might go to a financial advisor. But when you don't know anything about the current market situation and just following blindly the advice of the financial advisor who is going to charge you a lot of fees, is not the wisest decision.
So what other choice do you have for your financial planning? The answer is your friends. Yes, your friends can be the saviors when it comes to money matters. Friends are the family that we choose. We raise a lot of habits from our friends. Like the way we think, the way we act, our perspective, they all are linked indirectly to our environment. In the same way, your money spend is also related to your friends.
Imagine if your friends like to go to expensive restaurants and spend to wear high-end brands. Won't you give in to the peer pressure and do the same? For all the social animals that we are, the answer is a straight yes. So it is very crucial to choose friends who have a balanced life.
In our life, we choose to like people who have the same mindset as us or the person from whom we could learn something good. So when you are deciding to be friends with a person keep his/her money habits in your mind too.
There are people who would only think to fulfill their needs from only the money they earn. But another way to increase your bank account is to invest your money over some period. Your friends play an important role here. People who are ambitious and creative about making money and are smart in money matters could guide you a great deal in this thing.
Many a times, people avoid talking about their future plans. It could be because they find it embarrassing to discuss their salary and bank balance. Much of the discussions about money get dropped after 5-10 minutes. So finding people who are interested in discussing money matters is a significant challenge. But even if you find just one then he could be a blessing for you.