Getting a loan to make a dream fulfill is not a bad idea, so if you have a desire to buy a car then apply with the help of Dialabank. We are here to help you in achieving the best offers at an attractive interest rate at zero processing fees. Apply now and grab the best deal today.

Car loans are a secured loan in which we borrow the money from the bank at some rate of interest; however, the rates of interest are quite affordable. They are not as high as other loans. You can buy any car with the help of a car loan. The bank will bound your car if you won’t return your loan on time.

Features & Benefits of Car Loan

  1. Get the best interest rates
  2. Do not over-borrow
  3. Flexibility in Loan tenure
  4. Other costs covered
  5. Quick processing
  6. Margin of finance
  7. Loan partnership with dealers
  8. Credit score

Interest Rate for Car Loan

Interest Rate
New Car Less than 3 lacs 10.25%
3-6 lacs 9.50%
6-10 lacs 9.25%
10-20 lacs 9.00%
More than 20 lacs 8.70%
Used Car 14.00%


car loan

Documentation for Car Loan

2 photographs

Identity proof

  1. PAN card
  2. Aadhar Card
  3. Voter Id

Address proof

  1. Rental Agreement
  2. Property Purchase Agreement
  3. Telephone Bill
  4. Electricity Bill
  5. Ration Card

Income proof

  1. Salaried- latest salary slips at least 6 months
  2. Self-employed- a copy of the latest 3 years Income Tax return

Eligibility for Car Loan

Eligibility Criteria  
Age  Salaried Minimum age: 21 years
Maximum age:65 years
Self Employed Minimum age:30 years
Maximum age:60 years
Employment Status Salaried 1 year in current employment
Self Employe 2 years in Business
Income Status 18000/- per month


Fee & Charges

Fees & Charges

Stamp Duty

At Actuals

Processing fees

Up to 2.5 Lacs: Rs.2825

Over Rs. 2.51 Lakhs up to 4 Lakhs: Rs. 3850/-<

Maximum 5000

*SPECIAL OFFER from DialaBank: Rs.1750/-*

Loan cancellation / re-booking charges

In the event of cancellation, interest charges from disbursement date till refund of disbursement amount will be borne by the customer

Legal, Repossession & Incidental charges

At Actuals

Loan Reschedulement charges

Rs. 1000/-


How to Apply?

Apply online on

Leading Car Loan Providers (Click to Apply)

  1. HDFC Car Loan
  2. Kotak Mahindra Car Loan
  3. Yes Bank Car Loan
  4. ICICI Bank Car Loan
  5. Axis Bank Car Loan
  6. State Bank of India Car Loan
  7. Canara Bank Car Loan
  8. IndusInd Bank Car Loan
  9. Others

About Bhilai

Bhilai is also known as Bhalai Nagar, is a city in Durg district, Chattisgarh, India. The city is famous for its steel plant and chemical Industry. The total population of the city is 6.26 lakhs.

Special Note: Banks do not provide Car Loan to bad credit holder, but one can fulfill their money requirement with Gold Loan easily.

Used Car Loan EMI Calculator

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Disclaimer: The information provided on is collected from public sources and is believed to be accurate and genuine. This site should be used as an information provider for different product offerings of Insurance companies and the visitor should make an independent verification with the Insurance companies to verify the claims made in the policy before making any purchase. The decision to Apply and/or Purchase a policy is at the sole and complete discretion of the website visitor and cannot guarantee or can be held liable for loss or damage caused by claims made by insurance companies through their agents, partners, products or services, directly or indirectly
Other Leading  Loan Options (Click to Apply)

Gold Loan Bhilai

Personal Loan Bhilai

Business Loan Bhilai