Gold Loan at a Glance

Gold is one of the most precious and costly metals in India. Its value in our lives cannot be ignored because every person is attached to it emotionally. However, what is the point of keeping your gold in a closed drawer when it could help you in times of emergency? Taking a loan against your gold can help you to overcome any drastic situation.Apply now with Dialabank and availt the best deals at Lowest Interest Rates and quick approval in 30 minutes assured.

 

Benefits & Features of Gold Loan

  1. Loan Tenure up to 3 yrs
  2. Loan up to Rs. 20 Lakhs
  3. Loan up to 75% the value of gold.
  4. Lowest interest rates in the market
  5. Safety and security of your gold
  6. Flexible repayment options
  7. No hidden charges

 

Convenient and Fast

Get a Gold loan with minimum documentation. Loan Disbursement on the same day of documentation & gold submission.

 

Eligibility & Documentation for Gold Loan

Whether you are a salaried person, self-employed or a professional, HDB gold loan is designed to suit your requirements.

 

Gold Loan Eligibility Criteria

  1. The minimum loan amount for taking a gold loan is Rs. 25,000. The maximum loan amount will depend upon the weight of the gold, profile of the customer, etc.
  2. Minimum age of applicant: 21 years
  3. Maximum age of applicant at loan maturity: 65 years
  4. Gold jewellery should be owned by the applicant or any of the family members.
  5. Attractive interest rates
  6. Safety and security of your gold jewellery
  7. Flexible repayment options
  8. No hidden charges

Documents required:

  1. Proof of Identity - (Passport / Voter's ID / Driving License/PAN Card/Aadhar Card)
  2. Signature Proof (Passport /Driving License/Banker's verification)
  3. Address Proof- (Ration card /Driving License/ Voter's ID / Utility Bill (anyone within last 3months) / Registered Rental Agreement. / Credit Card Statement / Passport )
  4. Date of Birth Proof ( Driving Licence / PAN Card / Passport / Birth Certificate / 10th / 12th mark sheet bearing date of birth)
  5. 2 Passport size photographs
  6. 2 Cheques