Gold Loan Visakhapatnam

Major Gold Loan Providers in Visakhapatnam

Gold Loan Visakhapatnam Features

Your gold is an asset that can help you during a financial crunch or when you require urgent lump sum money in hand. A gold loan is a type of secured loan in which gold is kept as collateral security in exchange for monetary help.

Gold Loan Visakhapatnam Interest Rates Apr 16 2024

Gold Loan Per Gram For All Major Bank in Visakhapatnam Apr 16 2024

Gold Loan Eligibility Criteria in Visakhapatnam

Documents for Gold Loan Visakhapatnam

At the time of application the following documents are required:

• Proof of the citizenship of India
• Duly filled application form
• 2 passport-sized photographs
• Applicant’s KYC documents to establish Identity and Address
• Salary/ Income Proof
• Witness Letter in case of illiterate borrowers
• In the case of Agriculture Loan of more than Rs. 1 lac, land proof
• Certificate by the Jewel Appraiser (Bank will arrange)

At the time of disbursement the following documents are required:

• Demand Promissory Note & Demand Promissory Note Take Delivery Letter
• Gold Ornaments Take Delivery Letter
• Arrangement Letter

Eligibility Criteria for Gold Loan Visakhapatnam

1. The minimum age requirements of the applicant should be 21 years and a maximum of up to 60 years.
2. The applicant should be of Indian Nationality.

How to Apply for Gold Loan Visakhapatnam

Online Process to Apply for Gold Loan Visakhapatnam

You can apply for the Gold Loan at Dialabank. The process is straightforward. To begin, You have to simply fill a form online.

After that, you will get a call back from our side. Furthermore, you will get a document to pick up the facility from your doorstep. For more information, you can call on 9878981144.

Dialabank is considered the best platform to apply for a gold loan online. There are so many reasons behind this.

1. First of all, Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
2. Minimum documentation required, low gold loan interest rate.
3. Besides that, the bank has a good reputation among the customers because of its best services.
4. Dialabank also provides a document pickup facility from the doorstep of the customer.
5. One more important thing is that Dialabank guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online on the website of Dialabank.
6. You will get a high LTV of your gold.
7. Finally, the Relationship managers are trained enough to guide you in the entire process of Gold Loan.

The steps that need to be followed are:

1. Visit dialabank.com
2. Fill in the required details in the form.
3. Click on request a quote.
4. Our relationship manager will contact you soon.

Offline Process to Apply for Gold Loan Visakhapatnam

The applicant also has an option to avail Gold Loan from the nearby branches, offline. To do so, search Gold Loan near me on google. It will enlist all the neighboring financial institutes from where you can avail of the loan. Then, you will have to visit the bank/NBFC frequently until the loan gets approved.

Thus, it can be a very tiring and time-consuming process. So applying with DialaBank is the best choice that you can make while availing of a gold loan.

Processing Fees / Prepayment Charges on Gold Loan Visakhapatnam

EMI Gold Loan Scheme with Bullet Repayment Scheme Comparison

CIBIL Score Required for Gold Loan Visakhapatnam

Provided that the documents are complete and valid you need not have a CIBIL score to avail of the gold loan in Visakhapatnam.

Compare Gold Loan Rate Per Gram and Lowest EMI of All banks in Visakhapatnam

Special Note: Always check Gold Loan Rate Per Gram before applying for a loan against gold.

FAQs About Gold Loan

✅ What is Gold Loan?

The gold loan also referred to as ‘loan against gold’ is a type of secured loan that a person can avail by keeping their gold ornaments as collateral security with the lender. Unlike other secured loans like car loans or home loans, a gold loan can be used for any purpose.

✅ How to get Gold Loan Visakhapatnam?

To get a gold loan in Visakhapatnam a borrower can either visit the nearest gold loan offering bank branch with their gold and basic documents such as Aadhar Card and PAN Card or they can fill an inquiry form online at Dialabank’s digital platform.

✅ What is Gold Loan interest rate in Visakhapatnam?

Gold loan interest is the monthly amount a borrower pays in addition to the principal loan amount. Different banks and financial institutes offer different rates of interest. On average, this rate varies between 10.50% and 12% per annum.