Best Banks for Gold Loan in Old Madras Road
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Old Madras Road Features
Lack of money? Clueless about what to do?
Don’t bother Gold loan is possible for you. You can get your loan sanctioned within 48 hours after all the verification procedures, as this loan needs minimum paperwork since it is unsecured.
At the lowest economical interest rates, Gold Loan Airoli offers customers with financial assistance. The person applying needs to have a proper and good source of income with a decent credit history, to get a gold loan, which will speed up the verification and loan approval.
Moreover, you can get a loan of up to 75% of the market value of the gold, this is because of the constant variation in the market price of the gold.
Gold Loan Rates Per Gram Today in Old Madras Road
Updated - Gold Loan Per Gram Rate w.e.f Apr 18 2024
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Gold Loan Old Madras Road Interest Rates and Charges
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
Gold Loan Old Madras Road Documents Required
The documents required for Gold Loan Old Madras Road are: Proof of Identity: driving license/ aadhar card, address proof- ration card/tel, electricity bill/passport copy/voters ID card/rental bill/ passport copy/ trade license/ shop &est. license/sales tax certificate, Proof of Signature: banker’s verification/cheque passport copy/driving license/ and 2 passport sized photographs.
Additional Documents Required for Gold Loan Old Madras Road
The secondary documents required -Land Proof: If amount of agriculture loan is more than Rs.1 lac. No proof is required for allied agriculture purposes, a demand promissory note, Bank will araange a Jewel Appraiser Certificate. And the income proof- salary certificate and form no.16.
Gold Loan Old Madras Road Eligibility Criteria
The age limit of the individual applying should be minimum 21 years and can go up to 60 years. The applicant should be of Indian Nationality.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Old Madras Road
Online Process to Apply for Gold Loan Old Madras Road
Just by filling a simple form online, you can also apply for bank gold loan at Dialabank
You will get a call from our representative after that call. Moreover, a document to pick up facility for you will also be provided at your doorstep with a low gold loan interest rate.
You can reach us at 9878981166 at any time for further information.
To apply for a gold loan, Dialabank is known to be one of the best platforms online. The many reasons behind this are:
- Providing the best of financial aid to customers all over the country; Dialabank happens to be India’s first financial helpline.
- They also guide their customers free of cost. No extra fees for applying for a gold loan online on the website are charged.
- If you apply for loan here, you will get a high LTV of your gold.
- Because of its fast and immediate services, the banks have a great reputation among its customers .
- If you apply for a gold loan on Dialabank, you will also get a low-interest rate.
- While applying for a gold loan through Dialabank, very minimal paperwork is required.
- In the end,to assist and guide you in the whole process of the Gold loan, the relationship managers are trained thoroughly.
Offline Process to Apply for Gold Loan Old Madras Road
The person applying also can choose to get a Gold Loan from branches nearby. Searching “Gold Loan near me” on google will help. All the branches of banks and financial institutions that are providing loans near you will be enlisted. According to your preference and expertise, you just need to choose them. You would have to visit them many times before you finally get your loan sanctioned, when you would then have to visit the required departments and apply for the loan.
But in a faster and brisker manner Dialabank can do this for you as the valuation of gold is done on the basis of gold loam per gram
Processing Fees / Prepayment Charges on Gold Loan Old Madras Road
CIBIL Score Required for Gold Loan Old Madras Road
A 3-digit summary of your credit transactions is called as CIBIL score. To process a gold loan application in Airoli, each institution has different criteria for the minimum score required. At least 750 or above as your CIBIL score to process your loan application is required by most institutions.
Along with your CIBIL score, the institutions look at your behaviour in the previous loans taken. This includes details of the type of loan taken, the loan tenure, the amount borrowed by you and how quickly you paid your dues and the loan amount before any late fees. Any delay in these payments in your previous loans would become an obstacle for your availing a fresh loan. Before applying for a loan, make sure you have a decent CIBIL score.
Gold Loan Old Madras Road Agents and Contact Number
In Old Madras Road Dialabank is one of the most trustworthy gold loan agents. You can now contact us on 9878981166 or apply online on our website.
By giving you a very elaborate and well-structured market comparison of various banks so that you don’t have to worry about complex information and the procedures that you would have to go through to make the right choice, Dialabank helps you to choose between the best of the banks and NBFCs. Fill an easy form which will ask you for a few details by visiting our website Dialabank and after which our customer relationship managers will reach out to you soon on call.
Get instant guidance and assistance for Gold Loan by contacting us at 9878981166 in Old Madras Road right now.
Pre Calculated EMI Table for Gold Loan Old Madras Road
About Old Madras Road
Old Madras Road, famously recognised as OMR is a leading roadway joining the city with the outskirts. Some of the leading areas along the Old Madras Road are Nagavarapalya, KR Puram, CV Raman Nagar, Halasuru, and Indiranagar. These areas have observed upward growth with infinite multi-story houses. The path has outstanding connectivity with the railroad, bus, and metro amenities.
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