Best Banks for Gold Loan in Wilson Garden
Feature |
HDFC Bank |
Private Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Wilson Garden Features
Do you face a shortage of cash or a financial crisis?
Opt to apply for the gold loan with Dialabank!
One may easily get the loan in 2-3 hours when the verification method is passed successfully.
Gold Loan Wilson Garden is out there with easily affordable interest rates.
The candidate must have a reliable credit history to complete the whole process quickly.
Get a loan up to seventy-five per cent of the gold worth within the market, this can be thanks to alterations within the value of the ornament.
Gold Loan Rate Per Gram Today in Wilson Garden
Updated - Gold Loan Per Gram Rate w.e.f Apr 16 2024 |
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| Gold Weight | Gold Purity 24 Carat |
Gold Purity 22 Carat |
Gold Purity 20 Carat |
Gold Purity 18 Carat |
| 1 gram | 4621 | 4290 | 3900 | 3510 |
| 10 gram | 46210 | 42900 | 39000 | 35100 |
| 20 gram | 93600 | 85800 | 78000 | 70200 |
| 30 gram | 140400 | 128700 | 117000 | 105300 |
| 40 gram | 187200 | 171600 | 156000 | 140400 |
| 50 gram | 234000 | 214500 | 195000 | 175500 |
| 100 gram | 468000 | 429000 | 390000 | 351000 |
| 200 gram | 936000 | 858000 | 780000 | 702000 |
| 300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
| 400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
| 500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan in Wilson Garden Interest Rates and Charges
|
Feature
|
Gold Loan
Interest Rate
|
Processing Fee
|
Tenure
|
| HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
| Private Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
| Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
| Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
| SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
| Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
| IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
| Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
| Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
| PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
| Canara Bank Gold Loan | 10.75% | 1 % | 6 - 12 Months |
| IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Gold Loan in Wilson Garden Documents Required
- Signature Proof- any 1 out of Driving License/Passport Copy/Banker’s verification/cheque.
- Address Proof-any 1 out of Trade license / Rental bill/ Ration card/ Tel, Electricity Bill/Shop & Est. License/Passport copy/Sales Tax certificate.
- 2 passport-sized photograph.
- Proof of Identity any 1 out of Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
Additional Documents Required for Gold Loan in Wilson Garden
- A Demand Promissory Note.
- A proof of your land for Agriculture Loan of more than Rs. 1 lac and not required for the allied agriculture purposes.
- Remuneration proof in form of a salary certificate and Form16.
- Certificate by a Jewel Appraise- arranged by us.
Gold Loan in Wilson Garden Eligibility Criteria
- Age eligibility is 21 years to 60 years.
- Nationality to be Indian.
How to Apply for Gold Loan in Wilson Garden
Online Process to Apply for Gold Loan in Wilson Garden
We recommend Private, Axis, HDFC and others to apply for a loan or reach Dialabank online by filling up simple user-friendly form details.
In a short time, you will receive a call from our highly trained representatives in Wilson Garden. Also, Dialabank provides you with pick-up facility of your documents from your door.
Further information can be obtained at +919878981166.
Dialabank is well-rated among its customer base as:
- Dialabank is the first financial helpline in India providing the best known financial services to its customers in the country.
- Dialabank charges no additional cost of applying for a gold loan online on the website given below.
- You can get a high Loan-to-Value (LTV) of your gold with us.
- Dialabank is connected to HDFC, Private, Axis, Muthoot, Yes bank and a lot more of them.
- Applying for a gold loan on Dialabank will get low Gold Loan Interest Rates.
- Besides that, the bank has a high reputation among its customers because of its best and fast procedures.
- Dialabank provides a facility of document pickup from the applicant’s doorstep to ease everything for you with low gold loan interest rate.
- Processing your gold loan through Dialabank requires minimum paperwork/documents.
- Finally, Relationship managers are highly trained to guide and serve you in the entire process of Gold Loan approval.
Offline Process to Apply for Gold Loan Wilson Garden
Alternately, the applicant can refer to the offline method of application by searching ‘Gold Loan near me’ or ‘Gold Loan Wilson Garden’ on google. The closest bank branches and finance companies providing loans near your location, then select them according to your preference and knowledge. However, Dialabank can do that for you easily.
But if you choose to go with a physical branch which is near you, you might have to visit the responsible departments to apply for the loan, again and again, before than loan gets finally approved as it is a complex process and done on the basis of gold loan per gram. However, some banks and finance companies can approve the loan process faster. Our recommendations are HDFC Gold Loan branches and Muthoot Gold Loan branches. Dialabank can do this even faster by handling all complex processes.
Processing Fees / Prepayment Charges on Gold Loan Wilson Garden
CIBIL Score Required for Gold Loan Wilson Garden
No CIBIL score is required for Gold Loan, it is just a gold article you need to have.
A good CIBIL score is a must before applying for a loan other than a gold loan, which a foundation for your application. Every lending institution has its own criteria for the minimum required CIBIL score for processing a Loan application in Wilson Garden. Generally, most of the institutions require a minimum CIBIL score of 750 to process your loan application.
Many firms also look at the detailed behaviour on the previous loans taken by you, including details on the type of loan and the loan amount, payment schedules and if all deadlines are met while repayment. CIBIL score should be good before applying for a loan is always a good deed.
Gold Loan Wilson Garden Agents and Contact Number
Dialabank is a trustworthy Gold Loan Agent in Wilson Garden. Go for online application at Dialabank or 9878981166.
Contact us online and fill a simple form asking for some details. Then our Managers will contact you without any delays. We show comparison details between several bank and NBFCs to get the best for you and you need not worry about the complex process.
Contact 9878981166 for instant help and get quick approval of your Gold Loan in Wilson Garden.
Pre Calculated EMI Table for Gold Loan Wilson Garden
About Wilson Garden
Wilson Garden has located in the Karnataka state, India. It is situated in the central part of Bangalore, India. It is bounded by Lal Bagh, Jayanagar, Adugodi and Sudhama Nagar. Shantinagar Bus Station, NIMHANS and Lakkasandra Lake are the nearby localities of Wilson Garden.
