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ICICI Personal Loan

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Personal loan


Click to Apply Online or Call Us on 600 11 600

ICICI Bank or the Industrial Credit and Investment Corporation of India is one of the leading banks in the country as a provider of loans and investments. They are the second largest bank in India with a branch network of about 31,000 branches and as many as 10,486 ATM machines installed all over the country. They have a global presence in nearly 19 countries at the present. The bank was awarded the Most Admired Infrastructure Debt Financer and PPP Project in the country.


Documents & Eligibility Features & Benefits Personal Loan Interest Rates



Why Should I Apply for a Personal Loan?

Many of us often wonder, what is the advantage of a Personal Finance. A personal finance is an unsecured debt, which means, that the applicant does not need to provide any kind of collateral or security to the bank. Also, this loan can be applied ofr any personal need. The applicant need not provide the reason behind applying for the loan. This loan can be taken for debt consolidation, for medical expenses, education expenses and other such needs. However, the one problem that occurs with the personal debts is that since, they do not ask for any security, they charge a Higher Rate of Interest as compared to other loans (Home loans and Car loans) and that the eligibility criteria is very strict. There are many banks that provide personal loans at affordable interest rates, ICICI Bank being one of them.


Some of the factors on the basis of which the banks reject the applications for a personal loan are, the monthly salary of the individual, the Credit score of the person, and so on. For checking your eligibility and other information regarding personal loans, you can call us on 600 11 600 anytime. ICICI Bank provides a personal loan within 72 hours after the application has been filed.


Why a Personal Loan from ICICI Bank?

ICICI Bank is the leading provider of home loans and has been performing very well in the market. The bank had consolidated assets of nearly USD 122 Billion as of December, 2012. There has been a near 17% in the provision of finances to the people. The bank made a near profit of about 30% for this quarter. The bank is a pioneer in mobile banking and is trying to provide the best services to the people. A personal loan can be applied for many reasons, and one does not need to give the reason for taking the loan. ICICI Bank provides personal loans at affordable interest rates and just 72 hours. This is why a large number of people apply for a personal loan form ICICI Bank.


Fees and Charges of ICICI Personal Loan:


Loan amount

Minimum: Rs.50,000

Maximum: Rs. 15 Lakh

Interest rates

Minimum: 14% p.a

Maximum: 19% p.a.

Loan tenure

Minimum: 12 months

Maximum: 48 months

Loan processing charges

Up to 2% of loan amount + service tax

Prepayment charges

5% of principal outstanding amount

Late payment charges

2% per month


Special Note: We do not provide Personal Loan to bad credit holder, but you can fulfill your money requirement with Gold Loan easily.



Leading Personal Loan Providers (Click to Apply)

Citibank Personal Loan

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Axis Bank Personal Loan

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