Avail Lowest Rate of interest on Personal Loan @ 11.99%

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In today's time, you may need money anytime and for any purpose of yours. In such a situation, a personal loan can prove very useful. It is a loan that provides monetary support without the need of pledging any asset. The money derived through this scheme can be used for any purpose according to the requirement.

Things to check before applying for personal loan

  1. Documents
  2. Eligibility
  3. Features & Benefits
  4. Personal Loan Interest Rates

Why one should choose personal finance in Lucknow?

  1. Cheapest Interest rates.
  2. No security or guarantee requirement.
  3. Instant approval within 48 hours.
  4. Flexible loan tenure from 12 to 60 months.

Interest Rates for personal loan

HDFC Bank State Bank of India Axis Bank
13% 13.5% 14% - 24%

Check your eligibility for personal loan in Lucknow

Salaried, self employed people and are eligible for availing personal loan.

Salaried Individuals

  1. Salary: Rs 12,000 (monthly).
  2. Minimum and Maximum Age: 21 and 60 Years.
  3. Work Experience: Overall 3 years and one year experience in current job.

*A person getting salary in cash is not eligible for availing loan at affordable rates.

Self Employed Individuals

  1. Min and Maximum Age: 25 and 65 years.
  2. An Annual ITR of 2.5 to 3 lakh is required.
  3. Residence: Office or Home should be owned.
  4. Business Stability: Your business should be running from last 3 years with continuous profit.
  5. Telephone / Mobile at office: Mandatory

Documentation for Personal Loan

Salaried Individual Self Employed People
Last 2 month salary slips Last 2 years Balance Sheet
Last 2 year Form 16 Last 2 Years ITR
Latest 6 month bank statements
PAN Card photocopy
Residence & Address Proof
2 passport size photographs

About Lucknow

Lucknow is the capital city of Uttar Pradesh. It is a metro city that serves as an administrative headquarters for Lucknow district. It is a significant hub of music, poetry, aerospace, pharmaceuticals, design, culture and tourism.

Other leading personal loan providers in Lucknow (Click to Apply)

  1. HDFC Personal Loan
  2. Fullerton India Personal Loan
  3. Axis Bank Personal Loan
  4. PNB Personal Loan
  5. SBI Personal Loan
  6. ICICI Bank Personal Loan
  7. Citibank Personal Loan
  8. Bandhan Bank Personal Loan
  9. Bank of Baroda Personal Loan
  10. Personal Loan from Other Banks

Personal Loans Calculator Personal Loans Interest Rates
Personal Loans Calculator Personal Loans Interest Rates

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