Personal Loan @11.99% - Apply Online

Personal Loan

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Personal loan as the name indicates is to meet your personal requirements and needs like family trips, bill payment, debt consolidation, education and other expenses. This type of finance is easy to avail as it requires minimum paper work and pledges no collateral from the borrower against loan.

Check following items before applying for personal loan

  1. Documents
  2. Eligibility
  3. Features & Benefits
  4. Personal Loan Interest Rates

Why one should opt for personal finance in Madurai?

  1. Multipurpose loan: The Loan amount can be used to handle almost all financial problems of life.
  2. Less paperwork: It requires less documentation.
  3. No security required: It does not require any collateral.
  4. Simple procedures: It is a simple loan scheme as there is no process to check the collateral.

Interest Rates for personal loan

HDFC Bank State Bank of India Axis Bank
13% 13.5% 14% - 24%

Check your eligibility for personal loan in Madurai

Salaried, self employed people and are eligible for availing personal loan.

Salaried Individuals

  1. Salary: Net Rs 10,000 monthly.
  2. Minimum and Maximum Age: 21 and 60 Years.
  3. Work Experience: Overall 3 years and one year experience in current job.

*A person getting salary in cash is not eligible for availing loan at affordable rates.

Self Employed Individuals

  1. Min and Maximum Age: 25 and 65 years.
  2. An Annual ITR of 2.5 to 3 lakh is required.
  3. Residence: Office or Home should be owned.
  4. Business Stability: Your business should be running from last 3 years with continuous profit.
  5. Telephone / Mobile at office: Mandatory

Documentation for Personal Loan

Salaried Individual Self Employed People
Last 2 month salary slips Last 2 years Balance Sheet
Last 2 year Form 16 Last 2 Years ITR
Latest 6 month bank statements
PAN Card photocopy
Residence & Address Proof
2 passport size photographs

About Madurai

Madurai is the 3rd largest city and biggest Municipal Corporation of Tamil Nadu. It is one of the ancient continuously populated cities of the world. The city has been a major settlement for two millennia situated on the banks of Vaigai River.

Other leading personal loan providers in Madurai (Click to Apply)

  1. HDFC Personal Loan
  2. Axis Bank Personal Loan
  3. ICICI Bank Personal Loan
  4. PNB Personal Loan
  5. Fullerton India Personal Loan
  6. SBI Personal Loan
  7. Citibank Personal Loan
  8. Personal Loan from Other Banks

Personal Loan Calculator Personal Loan Interest Rates
Personal Loan Calculator Personal Loan Interest Rates

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